731 Split Hoof Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 731 Split Hoof Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,244 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$433,917 (Apr 2022)
Tax Bill$5,966 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-25-31-4989-0001-3400

Property Details

APN / Parcel Number

Primary APN27-25-31-4989-0001-3400
Alternative APN
  • 253127498900013400

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,244 sqft Living Area
Gross Area2,800 sqft
1st Floor Area2,244 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address731 SPLIT HOOF DR
CitySAINT CLOUD
StateFL
Zip34771-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNBROOKE PH 2 PB 29 PGS 182-186 LOT 340
Legal Range31E
Legal Township25S
Legal Section27
Legal SubdivisionSUNBROOKE
Legal Phase2
Legal Lot Number340
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4523 PALA MESA DR, WHITTIER, CA 90601-1753
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 6, 2022 · Amount on Record
Deed SaleApr 6, 2022 · Amount on Record
Deed Document Number202254495
Deed Book / Page6188 / 821
Last Transfer DateAug 20, 2024
Transfer Doc0066781658
Record UpdatedJun 8, 2026

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 6, 2022
Property Address731 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9185
Document Number0061880821
Book / Page6188 / 821
Map ReferenceMB 29 PG 182-186
Instrument DateMar 28, 2022
Instrument2022054495
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,038.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9185

Mortgage

Document Number0006188823
DateApr 6, 2022
Instrument6188/823
Lender
NameVELOCIO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,966.00 (+2.32%)$379,200 (-3.12%) Land $80,000 Building $299,200$379,200 (-3.12%) Land $80,000 Building $299,200
2024$5,831.00 (-4.21%)
2023$6,087.00 (+330.48%)$391,400 (+552.33%) Land $70,000 Building $321,400$391,400 (+552.33%) Land $70,000 Building $321,400
2022$1,414.00$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Lumen Technologies, Xfinity.

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