780 Split Hoof Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 780 Split Hoof Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,084 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$541,997 (Dec 2022)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-25-31-4989-0001-3230`

Property Details

APN / Parcel Number

Primary APN	`27-25-31-4989-0001-3230`
Alternative APN	`253127498900013230`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,520 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	510 sqft
Porch	Finished/Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	780 SPLIT HOOF DR
City	SAINT CLOUD
State	FL
Zip	34771-9186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNBROOKE PH 2 PB 29 PGS 182-186 LOT 323
Legal Range	31E
Legal Township	25S
Legal Section	27
Legal Subdivision	SUNBROOKE
Legal Phase	2
Legal Lot Number	323
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records · APN 27-25-31-4989-0001-3230

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	780 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING
Jan 19, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 06, 2022	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2022 · Amount on Record
Deed Sale	Dec 06, 2022 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	2022174867
Deed Book / Page	6325 / 486
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jun 24, 2026
Property Address	780 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186
Document Number	0000082980
Book / Page	6993 / 266
Instrument Date	May 05, 2026
Instrument	202682980
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186

Mortgage

Document Number	0000082980,
Date	Jun 24, 2026
Book Page	6993/266
Instrument	202682980

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	780 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065361586
Date	Jan 19, 2024
Book Page	6536/1586
Instrument	2024007928

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 06, 2022
Property Address	780 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186
Document Number	0063250486
Book / Page	6325 / 486
Map Reference	MB 29 PG 182
Instrument Date	Nov 29, 2022
Instrument	2022174867
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,794.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 SPLIT HOOF DR, SAINT CLOUD, FL 34771-9186

Mortgage

Document Number	0006325488
Date	Dec 06, 2022
Instrument	6325/488

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%) Homeowner's exemption Veteran's exemption	$453,583 (+4.49%)	$453,900 (+4.56%) Land $80,000 Building $373,900
2024	$631.00 (+1.61%)
2023	$621.00 (-25.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$434,100 (+623.5%) Land $70,000 Building $364,100	$434,100 (+623.5%) Land $70,000 Building $364,100
2022	$838.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 83% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 109 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

780 Split Hoof Dr, Saint Cloud, FL 34771 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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