790 Emerald Ave, #92, El Cajon, CA 92020 Property Records

San Diego County property record for 790 Emerald Ave, #92, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,087 sqft · built 1990
Lot Size	0.237 acres (10,300 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2023)
Tax Bill	$14,083 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`492-050-18-00`

Property Details

APN / Parcel Number

Primary APN	`492-050-18-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	10,300 sqft (0.237 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	790 EMERALD AVE, 92
City	EL CAJON
State	CA
Zip	92020-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 1 LOT 18 TR 002476
Legal Subdivision	HARDIN ADD
Legal Tract	002476
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	15902

Owner

790 Emerald Ave, #92 is owned by two individuals who bought it in August 2023.

Source: San Diego County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1767 VISTA GRANDE RD, EL CAJON, CA 92019-3817
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 20, 2022	Deed of Trust, Mortgage INFINITY BANK
Aug 18, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2022	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jun 6, 2017	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Jan 6, 2017	Grant Deed, Transfer · Conventional Mortgage RALPH W & CHRISTINE J ENGH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Document Number	2023225622
Prior Transfer Date	Aug 29, 1996
Prior Transfer Doc	0000466734
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	790 EMERALD AVE # 92, 92, EL CAJON, CA 92020-5801
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 VISTA GRANDE RD, EL CAJON, CA 92019-3817

Mortgage

Document Number	0000074598
Date	Mar 18, 2026
Instrument	2026-0074598

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	790 EMERALD AVE # 92, 92, EL CAJON, CA 92020-5801
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 S COAST HWY, LAGUNA BEACH, CA 92651-3261
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217488
Date	May 20, 2022
Instrument	2022-0217488

Lender

Name	INFINITY BANK
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount on Record

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2023
Property Address	790 EMERALD AVE # 92, 92, EL CAJON, CA 92020-5801
Document Number	0000225622
Map Reference	MAP 2476
Instrument Date	Jun 1, 2023
Instrument	2023-0225622
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	790 EMERALD AVE, EL CAJON, CA 92020-5801

Mortgage

Document Number	0000225623
Date	Aug 18, 2023
Instrument	2023-0225623

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2022
Property Address	790 EMERALD AVE # 92, 92, EL CAJON, CA 92020-5801
Document Number	0000092967
Map Reference	MAP 2476
Instrument Date	Dec 1, 2021
Instrument	2022-0092967
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 S COAST HWY STE 16, 16, LAGUNA BEACH, CA 92651-3257

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2017
Property Address	790 EMERALD AVE, EL CAJON, CA 92020-5801
Document Number	0000253121
Map Reference	MAP2476
Instrument Date	Jun 1, 2017
Instrument	2017-0253121
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	790 EMERALD AVE, EL CAJON, CA 92020-5801

Mortgage

Document Number	0000253122
Date	Jun 6, 2017
Instrument	2017-0253122

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2017
Property Address	790 EMERALD AVE, EL CAJON, CA 92020-5801
Document Number	0000009485
Instrument Date	Dec 26, 2016
Instrument	9485
Transaction Type	Transfer
Record Updated	Jan 12, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9212 PIATTO LN SAN DIEGO CA 921084766, SAN DIEGO, CA 92108-4766

Mortgage

Document Number	9486,
Date	Jan 6, 2017
Instrument	9486

Lender

Name	RALPH W & CHRISTINE J ENGH
Address	PO BOX 131, GLENDALE, CA 91209-0131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 790 Emerald Ave, #92 was $14,083.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,144,440 (+2%) Land $624,240 Building $520,200
2025	$14,083.00	$1,122,000 Land $612,000 Building $510,000
2023	$6,794.00 (+0.62%)	$535,000 Land $313,000 Building $222,000
2022	$6,752.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 790 Emerald Ave, #92 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 790 Emerald Ave, #92 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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