681 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 681 Emerald Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,244 sqft · built 1969
Lot Size	0.142 acres (6,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (May 2003)
Tax Bill	$6,274 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-543-09-00`

Property Details

APN / Parcel Number

Primary APN	`487-543-09-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	6,191 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	681 EMERALD AVE
City	EL CAJON
State	CA
Zip	92020-0001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	LOT 2 /EXC E 175.5 FT/ & /EXC S 10 FT OF W 122 FT/ TR 001621
Legal Subdivision	EL CAJON ACRES
Legal Tract	001621
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 EMERALD AVE, EL CAJON, CA 92020-0001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Correction Deed · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2021	Intrafamily Transfer, Transfer
Dec 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2003 · Amount on Record
Deed Sale	May 27, 2003 · Amount on Record
Prior Sale	Apr 29, 2003 · Amount on Record
Deed Document Number	2003617423
Last Transfer Date	Feb 7, 2022
Transfer Doc	0000089436
Record Updated	Oct 29, 2026

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2022
Property Address	681 EMERALD AVE, EL CAJON, CA 92020-5007
Document Number	0000089436
Map Reference	MAP 1621
Instrument Date	Feb 7, 2022
Instrument	2022-0089436
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 EMERALD AVE, EL CAJON, CA 92020-5007

Mortgage

Document Number	0000089437
Date	Feb 28, 2022
Instrument	2022-0089437

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2021
Property Address	681 EMERALD AVE, EL CAJON, CA 92020-5007
Document Number	0000860585
Map Reference	MAP 1621
Instrument Date	Dec 3, 2021
Instrument	2021-0860585
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 EMERALD AVE, EL CAJON, CA 92020-5007

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2021
Property Address	681 EMERALD AVE, EL CAJON, CA 92020-5007
Document Number	0000860584
Map Reference	MAP 1621
Instrument Date	Dec 3, 2021
Instrument	2021-0860584
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 EMERALD AVE, EL CAJON, CA 92020-5007

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,196 (+2%) Land $236,356 Building $259,840
2025	$6,274.00 (+0.59%) Homeowner's exemption	$486,468 (+4.04%) Land $231,722 Building $254,746
2023	$6,237.00 (+2.41%) Homeowner's exemption	$467,579 Land $222,725 Building $244,854
2022	$6,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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