San Diego County property record for 694 Emerald Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 1946 |
| Lot Size | 0.221 acres (9,637 sqft) |
| Owner | Individual Name on File |
| Last Sale | $481,000 (Mar 2020) |
| Tax Bill | $7,037 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 487-544-19-00 |
| Primary APN | 487-544-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,519 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 9,637 sqft (0.221 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 694 EMERALD AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOTS 37 & 38 /EXC N 100 FT/ & /EXC S 60 FT/ TR 001621 |
| Legal Subdivision | EL CAJON ACRES |
| Legal Tract | 001621 |
| Legal Block | 2 |
| Legal Lot Number | 37,38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15901 |
Source: San Diego County records · APN 487-544-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Dec 09, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME MORTGAGE EXPERTS INC HOME MORTGAGE EXPERTS INC |
| Mar 09, 2020 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 30, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 30, 2017 | Grant Deed, Transfer · FHA Mortgage BAY EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2020 · Amount on Record |
| Deed Sale | Mar 09, 2020 · Amount on Record |
| Prior Sale | Mar 30, 2017 · Amount on Record |
| Deed Document Number | 2020121497 |
| Prior Transfer Date | Mar 02, 2017 |
| Prior Transfer Doc | 0000144464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2026 |
| Property Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Document Number | 0000142722 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026142722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Investor | Possibly a Property Investor |
| Document Number | 0000142722, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026142722 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Document Number | 0000802621 |
| Instrument Date | Dec 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 694 EMERALD AVE EL CAJON CA 920205008, EL CAJON, CA 92020-5008 |
| Document Number | 0000802621 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 802621 |
| Name | HOME MORTGAGE EXPERTS INC HOME MORTGAGE EXPERTS INC |
|---|---|
| Type | Bank |
| Address | OCEANSIDE, CA 92054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 09, 2020 |
| Property Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Document Number | 0000121497 |
| Map Reference | MAP 1621 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2020-0121497 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Document Number | 0000121498 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 2020-0121498 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2017 |
| Property Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Document Number | 0000144464 |
| Instrument Date | Mar 02, 2017 |
| Instrument | 144464 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 694 EMERALD AVE EL CAJON CA 920205008, EL CAJON, CA 92020-5008 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2017 |
| Property Address | 694 EMERALD AVE, EL CAJON, CA 92020-5008 |
| Document Number | 0000144463 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 144463 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 694 EMERALD AVE EL CAJON CA 920205008, EL CAJON, CA 92020-5008 |
| Document Number | 144465 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 144465 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $536,558 (+2%) Land $278,876 Building $257,682 | |
| 2025 | $7,037.00 (+2.37%) | $526,038 (+4.04%) Land $273,408 Building $252,630 |
| 2023 | $6,874.00 (+5.11%) | $505,614 Land $262,793 Building $242,821 |
| 2022 | $6,540.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, California Internet, T-Mobile USA, Verizon, Wyyerd Group.
Based on FCC filings for 520 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures