Baltimore County property record for 79 Valley Ridge Loop, Cockeysville, MD 21030
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,090 sqft · built 1985 |
| Lot Size | 0.044 acres (1,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Sep 2026) |
| Tax Bill | $5,007 (2024) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| APN | 08-1900012719 |
| Primary APN | 08-1900012719 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,903 sqft (0.044 acres) |
| Lot Dimensions | 95 ft deep x 20 ft wide |
| Deck Area | 96 sqft |
| Balcony Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1900012719 |
|---|---|
| Street Address | 79 VALLEY RIDGE LOOP |
| City | COCKEYSVILLE |
| State | MD |
| Zip | 21030-4372 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .0436 AC VALLEY CROSSING TWNHSES |
| Legal Subdivision | VALLEY CROSSING TWNHSES |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 408506 |
79 Valley Ridge Loop, a townhouse, is owned and occupied by two individuals who bought it in September 2026.
Source: Baltimore County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Feb 8, 2017 | Deed, Transfer · Stand-Alone First Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Feb 8, 2017 · Amount on File |
| Deed Book / Page | 51690 / 64 |
| Transfer Doc | 0175380249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 1, 2026 |
| Property Address | 79 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 5169000064 |
| Book / Page | 51690 / 64 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | WORLDWIDE SETTLEMENTS INC, WORLDWIDE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 5169000072, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 51690/72 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 79 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0444360001 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 44436/1 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Feb 8, 2017 |
| Property Address | 79 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 0386060419 |
| Book / Page | 0038606 / 419 |
| Map Reference | MB EHK50 FO1341 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 79 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 0038606426 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 0038606/426 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,200 Land $90,000 Building $245,200 | $335,200 Land $90,000 Building $245,200 | |
| 2024 | $5,007.00 (+66.51%) | ||
| 2023 | $3,007.00 Homeowner's exemption | $308,067 | $335,200 Land $90,000 Building $245,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 79 Valley Ridge Loop.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 79 Valley Ridge Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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