Baltimore County property record for 86 Valley Ridge Loop, Cockeysville, MD 21030
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,520 sqft · built 1984 |
| Lot Size | 0.041 acres (1,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Feb 2024) |
| Tax Bill | $2,296 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| APN | 08-1900012766 |
| Primary APN | 08-1900012766 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Total Area |
| 1st Floor Area | 760 sqft |
| Attic Area | 225 sqft |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,792 sqft (0.041 acres) |
| Lot Width | 20 ft Width |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1900012766 |
|---|---|
| Old Parcel Number | 81900012766 |
| Street Address | 86 VALLEY RIDGE LOOP |
| City | COCKEYSVILLE |
| State | MD |
| Zip | 21030-4373 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 1792 SQ FT .0411 AC 86 VALLEY RIDGE LOOP VALLEY CROSSING TWNHSES |
| Legal Section | 2 |
| Legal Subdivision | VALLEY XING TWNHSES SEC 2 |
| Legal Lot Number | 56 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 408506 |
86 Valley Ridge Loop, a townhouse, is owned and occupied by an individual who bought it in February 2024.
Source: Baltimore County records, as of March 5, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 86 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Feb 5, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Sep 10, 2019 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on File |
| Deed Sale | Feb 5, 2024 · Amount on File |
| Prior Sale | Sep 10, 2019 · Amount on File |
| Deed Document Number | 0048754354 |
| Deed Book / Page | 48754 / 354 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 86 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4373 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | UNKNOWN, CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 86 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4373 |
| Document Number | 0507220474 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 50722/474 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Feb 5, 2024 |
| Property Address | 86 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4373 |
| Document Number | 0487540354 |
| Book / Page | 48754 / 354 |
| Map Reference | MB EHK JR 50 FO 134 |
| Instrument Date | Oct 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 MIDWAY DR, SYLVA, NC 28779-7815 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4373 |
| Document Number | 0487540364 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 48754-0364 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 10, 2019 |
| Property Address | 86 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4373 |
| Document Number | 0418440277 |
| Book / Page | 041844 / 000277 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 86 VALLEY RIDGE LOOP COCKEYSVILLE MD 210304373, COCKEYSVILLE, MD 21030-4373 |
| Document Number | 418440285 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 041844/000285 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
Source: Baltimore County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,296.00 | $292,067 | $317,200 Land $90,000 Building $227,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 86 Valley Ridge Loop.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 86 Valley Ridge Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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