Baltimore County property record for 73 Valley Ridge Loop, Cockeysville, MD 21030
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,900 sqft · built 1985 |
| Lot Size | 0.062 acres (2,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Oct 2019) |
| Tax Bill | $4,780 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2022 Transfer + 1 more |
| APN | 08-1900012722 |
| Primary APN | 08-1900012722 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Attic | Attic |
| Attic Area | 225 sqft |
| Basement Area | 380 sqft |
| Finished Basement | 380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,702 sqft (0.062 acres) |
| Lot Dimensions | 84 ft deep x 20.6 ft wide |
| Deck Area | 192 sqft |
| Patio Area | 240 sqft |
| Balcony Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1900012722 |
|---|---|
| Street Address | 73 VALLEY RIDGE LOOP |
| City | COCKEYSVILLE |
| State | MD |
| Zip | 21030-4372 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .0620 AC VALLEY CROSSING TWNHSES |
| Legal Subdivision | VALLEY CROSSING TWNHSES |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 408506 |
73 Valley Ridge Loop, a townhouse, is owned and occupied by two individuals who bought it in October 2019.
Source: Baltimore County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 4, 2022 | Intrafamily Transfer, Transfer TITLE 365, TITLE365 |
| Oct 4, 2019 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Oct 8, 2002 · Amount on File |
| Deed Book / Page | 41949 / 255 |
| Prior Transfer Date | Jan 26, 2007 |
| Prior Transfer Doc | 0259040718 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 0464840418 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 46484/418 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 4, 2022 |
| Property Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 0466640342 |
| Book / Page | 46664 / 342 |
| Map Reference | MB EHK JR 50 FO 134 |
| Instrument Date | Mar 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 4, 2019 |
| Property Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 0419490255 |
| Book / Page | 41949 / 255 |
| Map Reference | MB EHK JR 50 FO 134 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 73 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4372 |
| Document Number | 0041949260 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 41949/260 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $349,900 Land $90,000 Building $259,900 | $349,900 Land $90,000 Building $259,900 | |
| 2024 | $4,780.00 (+107.92%) | ||
| 2023 | $2,299.00 Homeowner's exemption | $312,567 | $349,900 Land $90,000 Building $259,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 73 Valley Ridge Loop.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 73 Valley Ridge Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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