Oswego County and Oswego City property record for 79 Third Ave, Oswego, NY 13126 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,214 sqft Living Area |
| Lot Size | 17,500 sqft (0.401 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,000 (2021) |
| Tax Bill | $4,162.00 (2025) |
| Primary APN | 351200 145.27-04-10.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,214 sqft Living Area |
| 1st Floor | 1,458 sqft 1st Floor |
| Basement Area | 756 sqft Basement |
| Finished Basement | 756 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 17,500 sqft (0.401 acres) |
| Depth X Width | 100 ft x 168 ft Depth x Width |
| Garage Type | Basement Garage |
| Shed | 1 Shed |
| Porch Area | 120 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 7289 |
|---|---|
| Street Address | 79 THIRD AVE |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | M 5, B 43, S 12,13 695-001-000 |
| Legal Block | 4 |
| Legal Lot Number | 10.010 |
| Jurisdiction | OSWEGO NY |
| Minor Civil Division | OSWEGO |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 21602 |
Source: Oswego County and Oswego City records · APN 351200 145.27-04-10.01
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 THIRD AVE, OSWEGO, NY 13126-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2021 | Deed, Transfer · Conventional Mortgage EMPOWER FCU |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Sep 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME HEADQUARTERS INC |
| Jun 04, 2019 | Warranty Deed, Transfer WASHINGTON SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Jun 04, 2019 · Amount on Record |
| Deed Doc Number | 20215600 |
| Prior Transfer Date | May 22, 2000 |
| Prior Transfer Doc | 1516000035 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 17, 2021 |
| Property Address | 79 THIRD AVE, OSWEGO, NY 13126-1824 |
| Document Number | 0000005600 |
| Instrument Date | May 07, 2021 |
| Instrument | R-2021-005600 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 THIRD AVE, 79, OSWEGO, NY 13126-1824 |
| Name | Verified Name |
|---|---|
| Address | 3327 GLEN ABBEY TER, PHOENIX, NY 13135-1534 |
| Document Number | 0000005601 |
|---|---|
| Date | May 17, 2021 |
| Instrument | R-2021-005601 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 79 THIRD AVE, OSWEGO, NY 13126-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007399 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | R-2019-007399 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 79 THIRD AVE, OSWEGO, NY 13126-1824 |
| Document Number | 0000010130 |
| Instrument Date | Sep 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 79 THIRD AVE OSWEGO NY 131261824, OSWEGO, NY 13126-1824 |
| Document Number | 0000010130 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 10130 |
| Name | HOME HEADQUARTERS INC |
|---|---|
| Address | SYRACUSE, NY 13204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 04, 2019 |
| Property Address | 79 THIRD AVE, OSWEGO, NY 13126-1824 |
| Document Number | 0000004488 |
| Instrument Date | May 30, 2019 |
| Instrument | R-2019-004488 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | VANGUARD RESEARCH & TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 THIRD AVE, 79, OSWEGO, NY 13126-1824 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 43 W 5TH ST, OSWEGO, NY 13126-1314 |
| Document Number | 0000004489 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | R-2019-004489 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 161 Months |
| Due | Nov 02, 2032 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,162.00 | $222,000 (+39.62%) Land $24,700 Building $197,300 | $222,000 (+15.89%) Land $24,700 Building $197,300 |
| 2023 | $159,000 Land $26,000 Building $133,000 | $191,566 Land $31,325 Building $160,241 |
79 Third Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 6th in New York |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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