70 Third Ave, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 70 Third Ave, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 1997
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Dec 1997)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`351200 145.27-05-10.09`

Property Details

APN / Parcel Number

Primary APN	`351200 145.27-05-10.09`
Alternative APN	`120014502700050100900000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	102 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	70 THIRD AVE
City	OSWEGO
State	NY
Zip	13126-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE HILLSIDE PARK TRACT
Legal Block	5
Legal Lot Number	10.090
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	21602

Owner

Source: Oswego County and Oswego City records · APN 351200 145.27-05-10.09

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	70 THIRD AVE, OSWEGO, NY 13126-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 1997 · Amount on Record
Deed Sale	Dec 15, 1997 · Amount on Record
Prior Sale	Jan 02, 1997 · Amount on Record
Deed Book / Page	1393 / 342
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	70 THIRD AVE, OSWEGO, NY 13126-1802
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005120
Date	Jun 07, 2017
Instrument	R-2017-005120

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,481.00	$239,000 (+43.98%) Land $21,700 Building $217,300	$239,000 (+19.5%) Land $21,700 Building $217,300
2023		$166,000 Land $22,500 Building $143,500	$200,000 Land $27,108 Building $172,892

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Sep 2011, river or lake flooding

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.