74 Third Ave, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 74 Third Ave, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 2004
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Jan 2004)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 145.27-05-01.02`

Property Details

APN / Parcel Number

Primary APN	`351200 145.27-05-01.02`
Alternative APN	`120014502700050010200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	102 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	74 THIRD AVE
City	OSWEGO
State	NY
Zip	13126-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HILLSIDE PARK TRACT
Legal Block	5
Legal Lot Number	1.020
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	21602

Owner

Source: Oswego County and Oswego City records · APN 351200 145.27-05-01.02

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 THIRD AVE, OSWEGO, NY 13126-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2004 · Amount on Record
Deed Sale	Jan 13, 2004 · Amount on Record
Prior Sale	Oct 08, 2002 · Amount on Record
Deed Book / Page	2004 / 502
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	74 THIRD AVE, OSWEGO, NY 13126-1802
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 THIRD AVE, OSWEGO, NY 13126-1802

Mortgage

Document Number	0000003250
Date	Apr 04, 2022
Instrument	R-2022-003250

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2032

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,500.00	$240,000 (+32.89%) Land $21,700 Building $218,300	$240,000 (+10.3%) Land $21,700 Building $218,300
2023		$180,600 Land $22,500 Building $158,100	$217,590 Land $27,108 Building $190,482

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Sep 2011, river or lake flooding

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.