79 Stingray St, Destin, FL 32541 Property Records

Okaloosa County property record for 79 Stingray St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,955 sqft · built 1999
Lot Size	0.172 acres (7,499 sqft)
Owner	Company Name on File
Tax Bill	$17,307 (2025)
Deeds & Mortgages	Feb 2023 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5859-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5859-6`
Alternative APN	`00-2S-22-0580-0007-014A`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,955 sqft Heated Area
Gross Area	4,136 sqft
1st Floor Area	1,619 sqft
Upper Floors Area	1,336 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Masonite/Cement Shake
Lot Area	7,499 sqft (0.172 acres)
Lot Width	75 ft Width
Garage Type	Finished
Garage Area	312 sqft
Porch	Open Porch
Porch Area	710 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	79 STINGRAY ST
City	DESTIN
State	FL
Zip	32541-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH W1/2 LOTS 14 & 15 BLK 7
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	7
Legal Lot Number	14,15 15
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1017
Census Tract	23308

Owner

79 Stingray St is owned by a company that acquired it in February 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023
Deed Sale	Feb 14, 2023
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	3606034
Deed Book / Page	3662 / 400
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 14, 2023
Property Address	79 STINGRAY ST, DESTIN, FL 32541-3662
Document Number	0036620400
Book / Page	3662 / 400
Map Reference	MB 1 PG 17
Instrument Date	Jan 28, 2023
Instrument	3606034
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16145 HOMESTEAD CIR, NORTHVILLE, MI 48168-4315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 777, 777, LAS VEGAS, NV 89121-2257

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 19, 2021
Property Address	79 STINGRAY ST, DESTIN, FL 32541-3662
Document Number	0035811630
Book / Page	3581 / 1630
Map Reference	MB 1 PG 17
Instrument Date	Oct 18, 2021
Instrument	3497873
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3495 GOVERNORS ISLAND DR, 3495, DENVER, NC 28037-6429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16145 HOMESTEAD CIR, NORTHVILLE, MI 48168-4315

Mortgage

Document Number	35811634
Date	Oct 19, 2021
Instrument	3581/1634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	79 STINGRAY ST, DESTIN, FL 32541-3662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033111819
Date	Aug 2, 2017
Book Page	3311/1819
Instrument	3151255

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 79 Stingray St was $17,307.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,307.00	$1,461,321 Land $566,284 Building $895,037	$1,461,321 Land $566,284 Building $895,037
2023	$16,082.00 (+15.01%)	$1,428,834 (+23.14%) Land $513,822 Building $915,012	$1,428,834 (+23.14%) Land $513,822 Building $915,012
2022	$13,983.00	$1,160,357 Land $467,111 Building $693,246	$1,160,357 Land $467,111 Building $693,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Stingray St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 79 Stingray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Stingray St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures