75 Stingray St, Destin, FL 32541 Property Records

Okaloosa County property record for 75 Stingray St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,679 sqft · built 2014
Lot Size	0.172 acres (7,499 sqft)
Owner	Company Name on Record
Last Sale	$975,000 (Jan 2017)
Tax Bill	$16,027 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5861-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5861-2`
Alternative APN	`00-2S-22-0580-0007-0170`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,679 sqft Heated Area
Gross Area	4,822 sqft
1st Floor Area	2,285 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Masonite/Cement Shake
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	1,143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	75 STINGRAY ST
City	DESTIN
State	FL
Zip	32541-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH LOT 17 BLK 7
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	7
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1017
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6633 OLD DARBY TRL NE, ADA, MI 49301-8320
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Apr 16, 2012 · Amount on Record
Deed Document Number	3114131
Deed Book / Page	3284 / 4619
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 25, 2017
Property Address	75 STINGRAY ST, DESTIN, FL 32541-3662
Document Number	0032844619
Book / Page	3284 / 4619
Map Reference	MB1 PG17
Instrument Date	Jan 20, 2017
Instrument	3114131
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1504, DESTIN, FL 32540-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6633 OLD DARBY TRL NE, ADA, MI 49301-8320

Mortgage

Document Number	0003114132
Date	Jan 25, 2017
Instrument	3114132

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,027.00 (+10.33%)	$1,451,837 (+2.88%) Land $566,284 Building $885,553	$1,451,837 (+2.88%) Land $566,284 Building $885,553
2023	$14,526.00 (+15.04%)	$1,411,135 (+22.14%) Land $513,822 Building $897,313	$1,411,135 (+22.14%) Land $513,822 Building $897,313
2022	$12,627.00	$1,155,298 Land $467,111 Building $688,187	$1,155,298 Land $467,111 Building $688,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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