Okaloosa County property record for 92 Stingray St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,082 sqft · built 1990 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Jul 2017) |
| Tax Bill | $10,460 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6017-0 |
| Primary APN | C56-000-589-6017-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| Gross Area | 2,735 sqft |
| 1st Floor Area | 1,775 sqft |
| Upper Floors Area | 391 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Driveway | Driveway |
| Porch | Open/Unfinished Porch |
| Porch Area | 653 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 92 STINGRAY ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BCH LOT 4 BLK 21 |
| Legal Subdivision | CRYSTAL BCH |
| Legal Block | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 23308 |
92 Stingray St is owned by two individuals who bought it in July 2017.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 777 RAINWATER DR, LEXINGTON, KY 40515-6026 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on File |
| Deed Sale | Jul 18, 2017 · Amount on File |
| Prior Sale | Aug 21, 2012 · Amount on File |
| Deed Document Number | 20173148057 |
| Deed Book / Page | 3309 / 183 |
| Prior Transfer Date | Apr 30, 2012 |
| Prior Transfer Doc | 0030332754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 18, 2017 |
| Property Address | 92 STINGRAY ST, DESTIN, FL 32541-3671 |
| Document Number | 0033090183 |
| Book / Page | 003309 / 000183 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 3148057 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | H AND S TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,640.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 777 RAINWATER DR LEXINGTON KY 405156026, LEXINGTON, KY 40515-6026 |
The 2025 property tax bill for 92 Stingray St was $10,460.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,460.00 | $954,820 Land $566,284 Building $388,536 | $954,820 Land $566,284 Building $388,536 |
| 2023 | $9,448.00 (+10.31%) | $921,064 (+12.67%) Land $513,822 Building $407,242 | $921,064 (+12.67%) Land $513,822 Building $407,242 |
| 2022 | $8,565.00 | $817,470 Land $467,111 Building $350,359 | $817,470 Land $467,111 Building $350,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Stingray St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 92 Stingray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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