79 River Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 79 River Rd, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 2011
Lot Size	2.09 acres (91,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$682,000 (Jan 2024)
Tax Bill	$9,222 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0035 B:0021 L:00001`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0035 B:0021 L:00001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	4,256 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,328 sqft (2.09 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	79 RIVER RD
City	PEPPERELL
State	MA
Zip	01463-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	21
Legal Lot Number	1
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1008
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 RIVER RD, PEPPERELL, MA 01463-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 3, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Jun 5, 2015
Deed Document Number	2024795
Deed Book / Page	82368 / 486
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	79 RIVER RD, PEPPERELL, MA 01463-1625
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084778-248
Date	Oct 24, 2025
Book Page	84778/248
Instrument	129342

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jan 3, 2024
Property Address	79 RIVER RD, PEPPERELL, MA 01463-1625
Document Number	082368-486
Book / Page	82368 / 486
Instrument Date	Jan 3, 2024
Instrument	795
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 RIVER RD, PEPPERELL, MA 01463-1625

Mortgage

Document Number	0000000796
Date	Jan 3, 2024
Instrument	796

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,222.00 (+1.72%)	$669,200 (+7.99%) Land $213,600 Building $455,600	$720,670 (-)
2025	$9,066.00 (+4.25%)	$619,700 (+2.26%) Land $197,400 Building $422,300	$720,670 (+13.55%)
2024	$8,696.00 (+3.8%)	$606,000 (+9.5%) Land $181,300 Building $424,700	$634,695
2023	$8,378.00	$553,400 Land $153,300 Building $400,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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