75 River Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 75 River Rd, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,119 sqft · built 1997
Lot Size	1.83 acres (80,002 sqft)
Owner	Individual on Record
Last Sale	$15,000 (Jul 2013)
Tax Bill	$6,705 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0035 B:0014 L:00002`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0035 B:0014 L:00002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	2,411 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,002 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	75 RIVER RD
City	PEPPERELL
State	MA
Zip	01463-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	14
Legal Lot Number	2
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1008
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	75 RIVER RD, PEPPERELL, MA 01463-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage · ARM PHH US MORTGAGE CORP
Jul 30, 2024	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Jun 26, 2024	Quit Claim Deed, Transfer Quitclaim
May 24, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2013 · Amount on Record
Deed Sale	Jul 17, 2013 · Amount on Record
Prior Sale	Oct 25, 2012 · Amount on Record
Deed Book / Page	62262 / 509
Last Transfer Date	Jun 25, 2024
Transfer Doc	0082934-40
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	75 RIVER RD, PEPPERELL, MA 01463-1625
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083065-355
Date	Jul 30, 2024
Book Page	83065/355
Instrument	84074

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	745 Months
Due	Aug 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2024
Index	Other

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	75 RIVER RD, PEPPERELL, MA 01463-1625
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083065-370
Date	Jul 30, 2024
Book Page	83065/370
Instrument	84075

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	745 Months
Due	Aug 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2024
Index	Other

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 26, 2024
Property Address	75 RIVER RD, PEPPERELL, MA 01463-1625
Document Number	0082934-40
Book / Page	82934 / 40
Instrument Date	Jun 25, 2024
Instrument	68730
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 RIVER RD, PEPPERELL, MA 01463-1625

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 24, 2021
Property Address	75 RIVER RD, PEPPERELL, MA 01463-1625
Document Number	0077841-13
Book / Page	77841 / 13
Instrument Date	May 18, 2021
Instrument	116854
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16A PROSPECT ST, PEPPERELL, MA 01463-1540

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,705.00 (+5.64%)	$458,300 (+3.62%) Land $196,000 Building $262,300	$479,940 (+13.66%)
2024	$6,347.00 (+3.2%)	$442,300 (+8.89%) Land $180,000 Building $262,300	$422,275
2023	$6,150.00	$406,200 Land $152,000 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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