79 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 79 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,917 sqft · built 2021
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Aug 2025)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 9 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0830`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0830`
Alternative APN	`18-119-23210-000-0830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	2,150 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	541 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	79 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 83 BUXTONS MILL AT HAMMOCK BAY PB 21-23 OR 3087-2432 OR 3129-1797 OR 3148-4919 OR 3193-2794 OR 3318-3014 OR 3368-3952
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	8
Legal Lot Number	83
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

79 Mill Pond Cv is owned and occupied by two individuals who acquired it in April 2026.

Source: Walton County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 22, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jul 22, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 25, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2024	Warranty Deed, Transfer
Apr 19, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 2, 2020	Warranty Deed, Transfer FIRST INT'L TITLE
Jun 25, 2020	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK
Jan 6, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Mar 18, 2024 · Amount on File
Deed Document Number	202530377
Deed Book / Page	3368 / 3952
Last Transfer Date	Apr 7, 2026
Transfer Doc	0033991020
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	May 21, 2026
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Document Number	0033991020
Book / Page	3399 / 1020
Instrument Date	Apr 7, 2026
Instrument	202620880
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	79 MILL POND CV, FREEPORT, FL 32439-7696

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	May 21, 2026
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Document Number	0000020880
Book / Page	3399 / 1020
Instrument Date	Apr 7, 2026
Instrument	202620880
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Investor	Possibly a Property Investor

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MILL POND CV, FREEPORT, FL 32439-7696

Mortgage

Document Number	0033311057
Date	Jul 22, 2024
Book Page	3331/1057
Instrument	20240025677

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MILL POND CV, FREEPORT, FL 32439-7696

Mortgage

Document Number	0033311057
Date	Jul 22, 2024
Book Page	3331/1057
Instrument	20240025677

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 25, 2025
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Document Number	0033683952
Book / Page	3368 / 3952
Map Reference	MB 21 PG 23
Instrument Date	Aug 22, 2025
Instrument	20250030377
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	834 FOREST CREEK DR, ROCKWALL, TX 75087-1277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MILL POND CV, FREEPORT, FL 32439-7696

Mortgage

Document Number	0033683954
Date	Aug 25, 2025
Instrument	3368/3954

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 18, 2024
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Document Number	0033183014
Book / Page	3318 / 3014
Map Reference	MB 21 PGS 23
Instrument Date	Mar 15, 2024
Instrument	20240009207
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount on Record
Tax	$5,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 MILL POND CV, FREEPORT, FL 32439-7696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6108 GREENBRIAR FOREST CIR, TEXARKANA, TX 75503-4662

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 19, 2021
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7696
Document Number	0031932794
Book / Page	3193 / 2794
Map Reference	MB 21 PG 23
Instrument Date	Apr 16, 2021
Instrument	20210019016
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, SENTINEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,280.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MILL POND CV, FREEPORT, FL 32439-7696

Mortgage

Document Number	0031932796
Date	Apr 19, 2021
Instrument	3193/2796

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 2, 2020
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031484919
Book / Page	003148 / 004919
Instrument Date	Jun 26, 2020
Instrument	23407
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$589.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
Investor	Possibly a Property Investor

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031484954
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	FIRST INT'L TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0031484954
Date	Jul 2, 2020
Book Page	003148/004954
Instrument	23419

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031353991
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 BAY RIDGE RD #141 ANNAPOLIS MD 214033934, 141, ANNAPOLIS, MD 21403-3934
Investor	Possibly a Property Investor

Mortgage

Document Number	0031353991
Date	Mar 9, 2020
Book Page	003135/003991
Instrument	8486

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2020
Property Address	79 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031291797
Book / Page	003129 / 001797
Instrument Date	Dec 27, 2019
Instrument	408
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$11,553.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 BAY RIDGE RD #141 ANNAPOLIS MD 214033934, 141, ANNAPOLIS, MD 21403-3934
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 79 Mill Pond Cv was $6,721, up 6.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,721.00 (+6.58%)	$572,403 Land $63,525 Building $508,878	$572,403 Land $63,525 Building $508,878
2024	$6,306.00 (+3.31%)
2023	$6,104.00 (+0.51%) Homeowner's exemption	$518,201 (+10.39%) Land $63,525 Building $454,676	$518,201 (+10.39%) Land $63,525 Building $454,676
2022	$6,073.00	$469,435 Land $70,513 Building $398,922	$469,435 Land $70,513 Building $398,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Mill Pond Cv in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Mill Pond Cv is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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