126 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 126 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,399 sqft · built 2022
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$659,100 (Jan 2023)
Tax Bill	$7,308 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0030`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,399 sqft Living Area
Gross Area	3,321 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	17.6 ft deep x 8 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	126 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BUXTON'S MILL AT HAMMOCK BAY PB 21-23 OR 3087-2273 OR 3129-1797 OR 3241-1356 OR 3277-246
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	BUXTONS MILLS/HAMMOCK BAY
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

126 Mill Pond Cv is owned and occupied by an individual who bought it in January 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	126 MILL POND CV, FREEPORT, FL 32439-7650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK
Jan 6, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Deed Document Number	20230000075
Deed Book / Page	3277 / 246
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 3, 2023
Property Address	126 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0032770246
Book / Page	3277 / 246
Map Reference	MB 21 PG 23
Instrument Date	Dec 28, 2022
Instrument	20230000075
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, SENTINEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,613.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MILL POND CV, FREEPORT, FL 32439-7650

Mortgage

Document Number	0003277252
Date	Jan 3, 2023
Instrument	3277/252

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	126 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031353991
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 BAY RIDGE RD #141 ANNAPOLIS MD 214033934, 141, ANNAPOLIS, MD 21403-3934
Investor	Possibly a Property Investor

Mortgage

Document Number	0031353991
Date	Mar 9, 2020
Book Page	003135/003991
Instrument	8486

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2020
Property Address	126 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031291797
Book / Page	003129 / 001797
Instrument Date	Dec 27, 2019
Instrument	408
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$11,553.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 BAY RIDGE RD #141 ANNAPOLIS MD 214033934, 141, ANNAPOLIS, MD 21403-3934
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$572,578 Land $63,525 Building $509,053	$572,578 Land $63,525 Building $509,053
2024	$7,308.00 (+9.88%)
2023	$6,651.00 (+797.57%)	$504,007 (+614.77%) Land $63,525 Building $440,482	$504,007 (+614.77%) Land $63,525 Building $440,482
2022	$741.00	$70,513 Land $70,513	$70,513 Land $70,513

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 Mill Pond Cv in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Mill Pond Cv is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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