102 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 102 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,625 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (May 2026)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0020`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0020`
Alternative APN	`18-119-23210-000-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,625 sqft Living Area
Gross Area	3,810 sqft
1st Floor Area	2,625 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	168 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	514 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 2 BUXTONS MILL AT HAMMOCK BAY PB 21-23 OR 3087-2432 OR 3129-1797 OR 3137-3309 OR 3168-1335 OR 3316-21
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

102 Mill Pond Cv is owned and occupied by two individuals who bought it in May 2026.

Source: Walton County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer SHORELINE TITLE LLC, SHORELINE TITLE
Feb 21, 2024	Warranty Deed, Transfer · VA Mortgage HOMEFI CORPORATION
Nov 9, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2020	Loan Modification, Mortgage FIRST BK
Mar 24, 2020	Warranty Deed, Transfer SHORELINE TITLE LLC
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK
Jan 6, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Feb 21, 2024 · Amount on File
Deed Document Number	202620015
Deed Book / Page	3398 / 2864
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 15, 2026
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0033982864
Book / Page	3398 / 2864
Instrument Date	May 15, 2026
Instrument	202620015
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Tax	$512,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MILL POND CV, FREEPORT, FL 32439-7650

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 21, 2024
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0033160021
Book / Page	3316 / 21
Map Reference	MB 21 PG 23
Instrument Date	Feb 15, 2024
Instrument	20240005885
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SOUTHERN OAKS TITLE LLC, SOUTHERN COAST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 MILL POND CV, FREEPORT, FL 32439-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 MILDREDS WAY, TRION, GA 30753-1869

Mortgage

Document Number	0000331623
Date	Feb 21, 2024
Instrument	3316/23

Lender

Name	HOMEFI CORPORATION
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 9, 2020
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031681335
Book / Page	3168 / 1335
Map Reference	MB 21 PG 23
Instrument Date	Nov 6, 2020
Instrument	20200045577
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,230.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 29891, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PANDA DR # NILL, NILL, FREEPORT, FL 32439-2869

Mortgage

Document Number	0031681337
Date	Nov 9, 2020
Instrument	3168/1337

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031373315
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #300 SPANISH FORT AL 365278778, 300, SPANISH FORT, AL 36527-8778
Investor	Possibly a Property Investor

Mortgage

Document Number	0031373315
Date	Mar 24, 2020
Book Page	003137/003315
Instrument	10694

Lender

Name	FIRST BK
Type	Bank
Address	PO BOX 1830, COVINGTON, LA 70434-1830

Agreement

Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 24, 2020
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031373309
Book / Page	003137 / 003309
Instrument Date	Mar 20, 2020
Instrument	10692
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$589.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #300 SPANISH FORT AL 365278778, 300, SPANISH FORT, AL 36527-8778
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031353991
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 BAY RIDGE RD #141 ANNAPOLIS MD 214033934, 141, ANNAPOLIS, MD 21403-3934
Investor	Possibly a Property Investor

Mortgage

Document Number	0031353991
Date	Mar 9, 2020
Book Page	003135/003991
Instrument	8486

Lender

Name	FLAGSTAR BK
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2020
Property Address	102 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031291797
Book / Page	003129 / 001797
Instrument Date	Dec 27, 2019
Instrument	408
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$11,553.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 BAY RIDGE RD #141 ANNAPOLIS MD 214033934, 141, ANNAPOLIS, MD 21403-3934
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 102 Mill Pond Cv was $6,035, up 18.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,035.00 (+18.22%)	$522,669 Land $63,525 Building $459,144	$522,669 Land $63,525 Building $459,144
2024	$5,105.00 (+3.55%)
2023	$4,930.00 (+5.32%) Homeowner's exemption	$477,956 (+10.04%) Land $63,525 Building $414,431	$477,956 (+10.04%) Land $63,525 Building $414,431
2022	$4,681.00 Homeowner's exemption	$434,342 Land $70,513 Building $363,829	$434,342 Land $70,513 Building $363,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Mill Pond Cv in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Mill Pond Cv is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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