Middlesex County and Reading Town property record for 79 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,145 sqft · built 1906 |
| Lot Size | 0.368 acres (16,043 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $580,000 (May 2003) |
| Tax Bill | $10,268 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jul 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0286.0 |
| Primary APN | READ M:021.0-0000-0286.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,145 sqft Living Area |
| Gross Area | 5,726 sqft |
| Basement Area | 1,059 sqft |
| Unfinished Basement | 1,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,043 sqft (0.368 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 840000000330 |
|---|---|
| Street Address | 79 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334200 |
79 Grand St is owner-occupied and held in a trust since January 2026.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 79 GRAND ST, READING, MA 01867-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Jan 18, 2019 | Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2003 · Amount on File |
| Deed Sale | May 19, 2003 · Amount on File |
| Last Transfer Date | Jan 15, 2026 |
| Transfer Doc | 085198-181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 5, 2026 |
| Property Address | 79 GRAND ST, READING, MA 01867-2458 |
| Document Number | 085198-181 |
| Book / Page | 85198 / 181 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 13101 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 GRAND ST, READING, MA 01867-2458 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 79 GRAND ST, READING, MA 01867-2458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080477-331 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 80477/331 |
| Instrument | 112835 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 79 GRAND ST, READING, MA 01867-2458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72144-221 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 72144/221 |
| Instrument | 8069 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2044 |
The 2026 property tax bill for 79 Grand St was $10,268, up 3.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,268.00 (+3.93%) | $936,900 (+8.01%) Land $506,700 Building $425,900 | $1,081,407 (-9.06%) |
| 2025 | $9,880.00 (-1.14%) | $867,400 (+1.72%) Land $469,000 Building $398,400 | $1,189,115 (+17.39%) |
| 2024 | $9,994.00 (-1.25%) | $852,700 (+6.08%) Land $461,000 Building $391,700 | $1,012,985 |
| 2023 | $10,120.00 | $803,800 Land $434,400 Building $369,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Grand St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 79 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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