Middlesex County and Reading Town property record for 73 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,144 sqft · built 1898 |
| Lot Size | 0.252 acres (10,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $747,500 (Mar 2021) |
| Tax Bill | $9,166 (2026) |
| Deeds & Mortgages | May 2022 Refinance Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0285.0 |
| Primary APN | READ M:021.0-0000-0285.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 4,534 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 927 sqft |
| Unfinished Basement | 927 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,964 sqft (0.252 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 840000000320 |
|---|---|
| Street Address | 73 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334200 |
73 Grand St is owned and occupied by two individuals who bought it in March 2021.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 GRAND ST, READING, MA 01867-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION |
| Mar 31, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Nov 21, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on File |
| Deed Sale | Mar 31, 2021 · Amount on File |
| Prior Sale | May 30, 1997 · Amount on File |
| Deed Document Number | 202172613 |
| Deed Book / Page | 77393 / 483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 73 GRAND ST, READING, MA 01867-2458 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 080102-323 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 80102/323 |
| Instrument | 69880 |
| Name | RTN FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 31, 2021 |
| Property Address | 73 GRAND ST, READING, MA 01867-2458 |
| Document Number | 77393-483 |
| Book / Page | 77393 / 483 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 72613 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 73 GRAND ST, READING, MA 01867-2458 |
| Document Number | 72614 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 72614 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 73 GRAND ST, READING, MA 01867-2458 |
| Document Number | 71945-504 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 73 GRAND ST READING MA 018672458, READING, MA 01867-2458 |
| Document Number | 71945-504 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 071945/000504 |
| Instrument | 2362 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 73 Grand St was $9,166, up 4% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,166.00 (+3.97%) | $836,300 (+8.05%) Land $487,500 Building $348,000 | $924,167 (-2.38%) |
| 2025 | $8,816.00 (-1.14%) | $774,000 (+1.72%) Land $451,200 Building $322,800 | $946,675 (+14.69%) |
| 2024 | $8,918.00 (-1.21%) | $760,900 (+6.12%) Land $443,500 Building $317,400 | $825,455 |
| 2023 | $9,027.00 | $717,000 Land $417,900 Building $299,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Grand St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 73 Grand St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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