Middlesex County and Reading Town property record for 72 Grand St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,626 sqft · built 1936 |
| Lot Size | 0.234 acres (10,206 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Oct 2019) |
| Tax Bill | $8,898 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0277.0 |
| Primary APN | READ M:021.0-0000-0277.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 713 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,206 sqft (0.234 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 840000000150 |
|---|---|
| Street Address | 72 GRAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 334200 |
72 Grand St is owned and occupied by two individuals who bought it in October 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 GRAND ST, READING, MA 01867-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC |
| Oct 18, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on File |
| Deed Sale | Oct 18, 2019 · Amount on File |
| Deed Book / Page | 73479 / 64 |
| Prior Transfer Date | Oct 11, 2019 |
| Prior Transfer Doc | 73479-64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 72 GRAND ST, READING, MA 01867-2413 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 080231-455 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 80231/455 |
| Instrument | 84468 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 72 GRAND ST, READING, MA 01867-2413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75772-166 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 75772/166 |
| Instrument | 175861 |
| Name | OCMBC INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 18, 2019 |
| Property Address | 72 GRAND ST, READING, MA 01867-2413 |
| Document Number | 73479-64 |
| Book / Page | 073479 / 000064 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 160364 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,508.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 72 GRAND ST READING MA 018672413, READING, MA 01867-2413 |
| Document Number | 73479-67 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 073479/000067 |
| Instrument | 160365 |
| Name | PENNYMAC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2049 |
The 2026 property tax bill for 72 Grand St was $8,898, up 3.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,898.00 (+3.95%) | $811,900 (+8.04%) Land $484,600 Building $327,300 | $839,624 (+13.06%) |
| 2025 | $8,560.00 (-1.13%) | $751,500 (+1.73%) Land $448,500 Building $303,000 | $742,615 (+7.16%) |
| 2024 | $8,658.00 (-1.21%) | $738,700 (+6.12%) Land $440,900 Building $297,800 | $693,025 |
| 2023 | $8,764.00 | $696,100 Land $415,500 Building $280,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Grand St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Grand St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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