79 Chimney Top Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 79 Chimney Top Trl, Murphy, NC 28906 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 2024
Lot Size	0.939 acres (40,946 sqft)
Owner	Company Name on File
Tax Bill	$615 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452200273142000`

Property Details

APN / Parcel Number

Primary APN	`452200273142000`
Alternative APNs	`32508` `57414`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,218 sqft Heated Area
Gross Area	1,626 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	40,946 sqft (0.939 acres)
Lot Dimensions	185 ft deep x 207 ft wide
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57414
Street Address	79 CHIMNEY TOP TRL
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 THE SUMMIT @ SHOAL CRK 1391/656
Legal Lot Number	6
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2009
Census Tract	930606

Owner

Source: Cherokee County records · APN 452200273142000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1269 NW GIRL SCOUT RD, ARCADIA, FL 34266-5172
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Feb 27, 2026	Warranty Deed, Transfer · Commercial Mortgage NANTAHALA BANK & TRUST COMPANY
Feb 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2026
Deed Sale	Feb 27, 2026
Prior Sale	Feb 20, 2023 · Amount on Record
Deed Document Number	986
Deed Book / Page	1796 / 597
Record Updated	Jun 08, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	79 CHIMNEY TOP TRL, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 NW GIRL SCOUT RD, ARCADIA, FL 34266-5172

Mortgage

Document Number	001763/114
Date	Aug 28, 2024
Book Page	1763/114
Instrument	4298

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	86 HIWASSEE ST, MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Aug 20, 2030

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 27, 2026
Property Address	79 CHIMNEY TOP TRL, MURPHY, NC 28906
Document Number	001796/597
Book / Page	1796 / 597
Instrument Date	Feb 09, 2026
Instrument	986
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1269 NW GIRL SCOUT RD, ARCADIA, FL 34266-5172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 NW GIRL SCOUT RD, ARCADIA, FL 34266-5172

Mortgage

Document Number	0001796603
Date	Feb 27, 2026
Instrument	1796/603

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 20, 2023
Property Address	79 CHIMNEY TOP TRL, MURPHY, NC 28906
Document Number	001729/964
Book / Page	1729 / 964
Instrument Date	Feb 09, 2023
Instrument	735
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 SHILLING WAY, NEWNAN, GA 30263-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 NW GIRL SCOUT RD, ARCADIA, FL 34266-5172
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$615.00	$87,360 (+572%)	$87,360 (+572%) Land $13,000 Building $74,360
2023		$13,000	$13,000 Land $13,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	About 1 in 538 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
CND Acquisition	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Chimney Top Trl

Nearby Streets

All Murphy, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures