385 Chimney Top Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 385 Chimney Top Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2023
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (May 2024)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`452200282323000`

Property Details

APN / Parcel Number

Primary APN	`452200282323000`
Alternative APNs	`55245` `57413` `62694`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	1,696 sqft
1st Floor Area	1,200 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	302 ft deep x 22 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62694
Street Address	385 CHIMNEY TOP TRL
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 THE SUMMIT @ SHOAL CRK 1710/1489
Legal Subdivision	SUMMIT RIDGE SUBDIVISION
Legal Lot Number	22
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2009
Census Tract	930606

Owner

Source: Cherokee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3604 TROPICAIRE BLVD, NORTH PORT, FL 34286-7195
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BROWN INVESTMENTS OF THE MIDLANDS L
Dec 31, 2020	Warranty Deed, Transfer
Sep 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	20242077
Deed Book / Page	1755 / 1500
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Sep 30, 2026
Property Address	385 CHIMNEY TOP TRL, MURPHY, NC 28906
Document Number	0000005070
Book / Page	1811 / 74
Instrument Date	Sep 18, 2026
Instrument	20265070
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 CHIMNEY TOP TRL, MURPHY, NC 28906

Mortgage

Document Number	0000005070,
Date	Sep 30, 2026
Book Page	1811/74
Instrument	20265070

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	125 Months
Due	Feb 18, 2037

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 4, 2022
Property Address	385 CHIMNEY TOP TRL, MURPHY, NC 28906
Document Number	01710/1489
Book / Page	1710 / 1489
Instrument Date	Apr 26, 2022
Instrument	2935
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 CHERYSE DR, LEXINGTON, SC 29073-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 NW GIRL SCOUT RD, ARCADIA, FL 34266-5172
Investor	Possibly a Property Investor

Mortgage

Document Number	0017101496
Date	May 4, 2022
Instrument	1710/1496

Lender

Name	BROWN INVESTMENTS OF THE MIDLANDS L
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 3, 2027

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 31, 2020
Property Address	385 CHIMNEY TOP TRL, MURPHY, NC 28906
Document Number	01668/1203
Book / Page	1668 / 1203
Instrument Date	Dec 30, 2020
Instrument	8276
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 GARRETT WAY NW, MILLEDGEVILLE, GA 31061-2397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SMITH HOLW, MURPHY, NC 28906-3369

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 21, 2017
Property Address	385 CHIMNEY TOP TRL, MURPHY, NC 28906
Document Number	01569/0787
Book / Page	01569 / 0787
Instrument Date	May 12, 2017
Instrument	04245
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1297, MILLEDGEVILLE, GA 31059-1297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 GARRETT WAY NW, MILLEDGEVILLE, GA 31061-2397
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00	$181,660 (+808.3%)	$181,660 (+808.3%) Land $20,000 Building $161,660
2023		$20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Chimney Top Trl

Nearby Streets

All Murphy, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures