Cherokee County property record for 470 Chimney Top Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 2007 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jan 2024) |
| Tax Bill | $1,531 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 452200286339000 |
| Primary APN | 452200286339000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Heated Area |
| Basement Area | 988 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 390 ft deep x 206 ft wide |
| Terrain | Mountain |
| Porch | Open Porch |
| Porch Area | 656 sqft |
| Deck Area | 491 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 61940 |
|---|---|
| Street Address | 470 CHIMNEY TOP TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 THE SUMMIT @ SHOAL CRK 1394/981 |
| Legal Lot Number | 18 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2140 WESTFORD CV, CUMMING, GA 30041-7445 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on Record |
| Deed Sale | Jan 4, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2010 · Amount on Record |
| Deed Document Number | 46 |
| Deed Book / Page | 1749 / 232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 4, 2024 |
| Property Address | 470 CHIMNEY TOP TRL, MURPHY, NC 28906 |
| Document Number | 001749/232 |
| Book / Page | 1749 / 232 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 46 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 MOUNTAIN CREEK HOLLOW DR, TALKING ROCK, GA 30175-4712 |
| Name | Verified Name |
|---|---|
| Address | 470 CHIMNEY TOP TRL, MURPHY, NC 28906 |
| Document Number | 0000000047 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 47 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 001749/235 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 1749/235 |
| Instrument | 47 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,531.00 | $205,160 (-) | $205,160 (-) Land $20,000 Building $185,160 |
| 2023 | $205,160 | $205,160 Land $20,000 Building $185,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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