79 Cedar St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 79 Cedar St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,620 sqft · built 1861
Lot Size	0.112 acres (4,887 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Mar 2001)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:211 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:211 S:001`
Alternative APN	`LYNN M:054 B:211 L:001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,666 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1861
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,887 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	79 CEDAR ST
City	LYNN
State	MA
Zip	01905-1608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	211
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1009
Census Tract	205900

Owner

79 Cedar St, a duplex, is owned and occupied by an individual who bought it in March 2001.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	79 CEDAR ST, LYNN, MA 01905-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2001 · Amount on File
Deed Sale	Mar 21, 2001 · Amount on File
Prior Sale	Jan 28, 2000 · Amount on File
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	79 CEDAR ST, LYNN, MA 01905-1608
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041747-292
Date	Sep 6, 2023
Book Page	41747/292
Instrument	20230906000660

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	79 CEDAR ST, LYNN, MA 01905-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35787-219
Date	Apr 10, 2017
Book Page	35787/219
Instrument	226

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	79 CEDAR ST, LYNN, MA 01905-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39216-498
Date	Nov 24, 2020
Book Page	39216/498
Instrument	20201124000360

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	79 CEDAR ST, LYNN, MA 01905-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38818-594
Date	Aug 13, 2020
Book Page	38818/594
Instrument	20200813003560

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 79 Cedar St was $6,681, up 5.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,681.00 (+5.75%)	$644,883 (+7.48%) Land $194,900 Building $449,983	$649,388
2024	$6,318.00 (+0.19%)	$600,000 (+6.08%) Land $183,200 Building $416,800
2023	$6,306.00	$565,600 Land $177,500 Building $388,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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