74 Cedar St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 74 Cedar St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,180 sqft · built 1880
Lot Size	0.047 acres (2,060 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Jan 2023)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:212 S:015`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:212 S:015`
Alternative APN	`LYNN M:054 B:212 L:015`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,180 sqft Living Area
Gross Area	3,227 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,060 sqft (0.047 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	74 CEDAR ST
City	LYNN
State	MA
Zip	01905-1635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	212
Legal Lot Number	15
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1010
Census Tract	205900

Owner

74 Cedar St, a duplex, is owned and occupied by an individual who acquired it in May 2025.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	74 CEDAR ST, LYNN, MA 01905-1635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
May 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Jun 1, 2010 · Amount on File
Deed Document Number	20231850
Deed Book / Page	41407 / 407
Last Transfer Date	May 19, 2025
Transfer Doc	042723-515
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 28, 2023
Property Address	74 CEDAR ST, LYNN, MA 01905-1635
Document Number	0041494-27
Book / Page	41494 / 27
Instrument Date	Mar 28, 2023
Instrument	20230328002380
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CEDAR ST, LYNN, MA 01905-1635

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 20, 2023
Property Address	74 CEDAR ST, LYNN, MA 01905-1635
Document Number	041407-407
Book / Page	41407 / 407
Instrument Date	Jan 20, 2023
Instrument	20230120001850
Transaction Type	Transfer
Record Updated	Feb 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 CEDAR ST, LYNN, MA 01905-1635

Mortgage

Document Number	230120001860
Date	Jan 20, 2023
Instrument	230120001860

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 CEDAR ST, LYNN, MA 01905-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38543-173
Date	May 22, 2020
Book Page	38543/173
Instrument	20200522003710

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	74 CEDAR ST, LYNN, MA 01905-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39019-296
Date	Oct 5, 2020
Book Page	39019/296
Instrument	20201005002300

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 74 Cedar St was $6,799, up 1.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,799.00 (+1.06%)	$656,238 (+2.71%) Land $179,100 Building $477,138	$728,427
2024	$6,728.00 (+0.45%)	$638,900 (+6.36%) Land $168,300 Building $470,600
2023	$6,698.00	$600,700 Land $163,100 Building $437,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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