56 Cedar St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 56 Cedar St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 912 sqft · built 1960
Lot Size	0.09 acres (3,899 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Dec 2020)
Tax Bill	$5,234 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:054 L:319 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:054 L:319 S:004`
Alternative APN	`LYNN M:054 B:319 L:004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,860 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,899 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	56 CEDAR ST
City	LYNN
State	MA
Zip	01905-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	319
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1011
Census Tract	205900

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 CEDAR ST, LYNN, MA 01905-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Aug 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR
Oct 3, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 12, 2017	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Book / Page	39338 / 202
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 23, 2020
Property Address	56 CEDAR ST, LYNN, MA 01905-1609
Document Number	39338-202
Book / Page	39338 / 202
Instrument Date	Dec 23, 2020
Instrument	20201223004560
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CEDAR ST, LYNN, MA 01905-1609

Mortgage

Document Number	201223004570
Date	Dec 23, 2020
Instrument	201223004570

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 27, 2020
Property Address	56 CEDAR ST, LYNN, MA 01905-1609
Document Number	38868-214
Book / Page	038868 / 000214
Instrument Date	Oct 12, 2019
Instrument	27001990
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CEDAR ST LYNN MA 019051609, LYNN, MA 01905-1609

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	56 CEDAR ST, LYNN, MA 01905-1609
Document Number	37522-477
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CEDAR ST LYNN MA 019051609, LYNN, MA 01905-1609

Mortgage

Document Number	37522-477
Date	May 21, 2019
Book Page	037522/000477
Instrument	190521280

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	56 CEDAR ST, LYNN, MA 01905-1609
Document Number	37069-100
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 CEDAR ST LYNN MA 019051609, LYNN, MA 01905-1609

Mortgage

Document Number	37069-100
Date	Oct 9, 2018
Book Page	037069/000100
Instrument	9002100

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	56 CEDAR ST, LYNN, MA 01905-1609
Document Number	36438-36
Book / Page	036438 / 000036
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36438-36
Date	Dec 28, 2017
Book Page	036438/000036
Instrument	1712282070

Lender

Name	PENNYMAC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,234.00 (+6.84%)	$505,200 (+8.6%) Land $189,400 Building $315,800	$464,455
2024	$4,899.00 (+2.68%)	$465,200 (+8.72%) Land $178,000 Building $287,200
2023	$4,771.00	$427,900 Land $172,500 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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