79 Bowden St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 79 Bowden St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,431 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Dec 2024)
Tax Bill	$4,967 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L02210`

Property Details

APN / Parcel Number

Primary APN	`L02210`
Alternative APNs	`LOWE M:208 B:700 L:79` `M:000208 T:L02210`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	1,060 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L02210
Street Address	79 BOWDEN ST
City	LOWELL
State	MA
Zip	01852-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	700
Legal Lot Number	79
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	79 BOWDEN ST, LOWELL, MA 01852-5605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Dec 23, 2019	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	202440562
Deed Book / Page	38982 / 135
Prior Transfer Date	Dec 20, 2024
Prior Transfer Doc	038982-135
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Aug 5, 2026
Property Address	79 BOWDEN ST, LOWELL, MA 01852-5605
Document Number	0000025502
Book / Page	40258 / 150
Instrument Date	Jul 23, 2026
Instrument	202625502
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BOWDEN ST, LOWELL, MA 01852-5605

Mortgage

Document Number	0000025502,
Date	Aug 5, 2026
Book Page	40258/150
Instrument	202625502

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 23, 2019
Property Address	79 BOWDEN ST, LOWELL, MA 01852-5605
Document Number	33688-151
Book / Page	33688 / 151
Instrument Date	Dec 6, 2019
Instrument	57999
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BOWDEN ST, LOWELL, MA 01852-5605

Mortgage

Document Number	58000
Date	Dec 23, 2019
Instrument	58000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,967.00 (+7.56%)	$437,600 (+8.77%) Land $181,500 Building $256,100	$469,988 (-0.5%)
2025	$4,618.00 (+1.74%)	$402,300 (+5.56%) Land $164,800 Building $237,500	$472,340 (+1.99%)
2024	$4,539.00 (+6.45%)	$381,100 (+11.01%) Land $154,000 Building $227,100	$463,125
2023	$4,264.00	$343,300 Land $133,900 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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