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64 Bowden St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 64 Bowden St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,852 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$286,000 (Aug 2018)
Tax Bill$6,833 (2026)
Deeds & MortgagesApr 2021 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNK03510

Property Details

APN / Parcel Number

Primary APNK03510
Alternative APNs
  • LOWE M:208 B:700 L:64
  • M:000208 T:K03510

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,852 sqft Living Area
Gross Area3,897 sqft
1st Floor Area1,011 sqft
Basement Area907 sqft
Unfinished Basement907 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberK03510
Street Address64 BOWDEN ST
CityLOWELL
StateMA
Zip01852-5604
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block700
Legal Lot Number64
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1021
Census Tract312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address64 BOWDEN ST, LOWELL, MA 01852-5604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE EQUITY PARTNERS LLC
Aug 3, 2018Personal Representative Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on File
Deed SaleAug 3, 2018 · Amount on File
Prior SaleMay 14, 1999 · Amount on File
Deed Document Number201833575
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address64 BOWDEN ST, LOWELL, MA 01852-5604
Transaction TypeMortgage
Record UpdatedMay 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35668-224
DateApr 27, 2021
Book Page35668/224
Instrument24685
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051

August 2018: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionLOWELL MA
Recording DateAug 3, 2018
Property Address64 BOWDEN ST, LOWELL, MA 01852-5604
Document Number32300-276
Book / Page32300 / 276
Instrument33575
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 BOWDEN ST, LOWELL, MA 01852-5604

Mortgage

Document Number323000278
DateAug 3, 2018
Instrument32300/0278
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 3, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,833.00 (+5.27%)$602,000 (+6.47%) Land $147,200 Building $454,800$641,373
2025$6,491.00 (+7.72%)$565,400 (+11.74%) Land $133,600 Building $431,800
2024$6,026.00 (+8.05%)$506,000 (+12.69%) Land $124,900 Building $381,100
2023$5,577.00$449,000 Land $108,600 Building $340,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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