7894 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7894 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2020)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529900 1534A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1534A01`
Alternative APNs	`647020057631232601534` `64702005763`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Deck Area	495 sqft

Location & Zoning

Street Address	7894 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 153
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Block	2
Legal Lot Number	153
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	10429

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7894 GARDNER DR, NAPLES, FL 34109-0607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Apr 8, 2011 · Amount on Record
Deed Document Number	20205909657
Deed Book / Page	5803 / 428
Prior Transfer Date	Jan 7, 2010
Prior Transfer Doc	0045301440
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2020
Property Address	7894 GARDNER DR, NAPLES, FL 34109-0607
Document Number	0058030428
Book / Page	5803 / 428
Map Reference	MB 22 PG 76-82
Instrument Date	Aug 12, 2020
Instrument	5909657
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GULF COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 AVENUE I, 1105, STERLING, IL 61081-2170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7894 GARDNER DR, NAPLES, FL 34109-0607

Mortgage

Document Number	0005803430
Date	Aug 17, 2020
Instrument	5803/430

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,976 (+2.7%)	$556,180 (+6.07%) Land $313,134 Building $243,046
2025	$3,396.00 (+2.41%) Homeowner's exemption	$369,013 (+5.99%)	$524,345 (+0.71%) Land $314,076 Building $210,269
2024	$3,316.00 (+1.04%)
2023	$3,282.00 (-2.18%) Homeowner's exemption	$348,168 (+3%)	$520,624 (+17.11%) Land $287,903 Building $232,721
2022	$3,355.00 Homeowner's exemption	$338,027	$444,555 Land $196,298 Building $248,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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