7890 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7890 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$228,000 (Nov 2002)
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`529900 1524A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1524A01`
Alternative APN	`64702005747`

Interior

Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Street Address	7890 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 152
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Block	2
Legal Lot Number	152
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	10429

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7890 GARDNER DR, NAPLES, FL 34109-0607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2002 · Amount on Record
Deed Sale	Nov 21, 2002 · Amount on Record
Prior Sale	Feb 14, 2001 · Amount on Record
Deed Book / Page	3158 / 2199
Last Transfer Date	Jan 19, 2017
Transfer Doc	0053560170
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7890 GARDNER DR, NAPLES, FL 34109-0607
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059903226
Date	Jul 30, 2021
Book Page	5990/3226
Instrument	6105456

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 24, 2017
Property Address	7890 GARDNER DR, NAPLES, FL 34109-0607
Document Number	0053560170
Book / Page	005356 / 000170
Instrument Date	Jan 19, 2017
Instrument	5359542
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7890 GARDNER DR NAPLES FL 341090607, NAPLES, FL 34109-0607

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 (+2.47%) Homeowner's exemption	$278,431 (+5.99%)	$507,429 (+1.09%) Land $311,892 Building $195,537
2024	$2,474.00 (+1.27%)
2023	$2,443.00 (-1.77%) Homeowner's exemption	$262,703 (+3%)	$501,981 (+18.09%) Land $285,901 Building $216,080
2022	$2,487.00 Homeowner's exemption	$255,051	$425,088 Land $194,933 Building $230,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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