7884 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7884 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,812 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2015)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529900 1514A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1514A01`
Alternative APN	`64702005721`

Interior

Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Deck Area	168 sqft

Location & Zoning

Street Address	7884 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 151
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Block	2
Legal Lot Number	151
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	10429

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7884 GARDNER DR, NAPLES, FL 34109-0607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	20155192270
Deed Book / Page	5211 / 2570
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	0050241964
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7884 GARDNER DR, NAPLES, FL 34109-0607
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7884 GARDNER DR, NAPLES, FL 34109-0607

Mortgage

Document Number	0062752152
Date	Aug 7, 2023
Book Page	6275/2152
Instrument	6437514

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7884 GARDNER DR, NAPLES, FL 34109-0607
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061433256
Date	Jun 21, 2022
Book Page	6143/3256
Instrument	6272089

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7884 GARDNER DR, NAPLES, FL 34109-0607
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7884 GARDNER DR, NAPLES, FL 34109-0607

Mortgage

Document Number	0060193421
Date	Sep 30, 2021
Book Page	6019/3421
Instrument	6136152

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,028 (+2.7%)	$543,999 (+9.79%) Land $300,011 Building $243,988
2025	$2,953.00 (+2.46%) Homeowner's exemption	$322,325 (+5.99%)	$495,512 (+0.47%) Land $288,750 Building $206,762
2024	$2,882.00 (+1.16%)
2023	$2,849.00 (-2.03%) Homeowner's exemption	$304,117 (+3%)	$493,211 (+16.33%) Land $264,688 Building $228,523
2022	$2,908.00 Homeowner's exemption	$295,259	$423,976 Land $180,469 Building $243,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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