Nassau County property record for 78926 Saddle Ct, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,783 sqft · built 2017 |
| Lot Size | 0.291 acres (12,681 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (May 2017) |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2N-27-1290-000A-0040 |
| Primary APN | 09-2N-27-1290-000A-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| Gross Area | 2,203 sqft |
| 1st Floor Area | 1,783 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,681 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 212 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78926 SADDLE CT |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | BLOCK A LOT 4 LUMBER CREEK PHASE ONE REPLAT PB 8/121 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 09 |
| Legal Subdivision | LUMBER CREEK |
| Legal Phase | ONE |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50306 |
Source: Nassau County records · APN 09-2N-27-1290-000A-0040
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 78926 SADDLE CT, YULEE, FL 32097-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 14, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 03, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2017 · Amount on Record |
| Deed Sale | May 03, 2017 · Amount on Record |
| Prior Sale | Oct 01, 2016 · Amount on Record |
| Deed Document Number | 201713202 |
| Deed Book / Page | 2117 / 1580 |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 0024960901 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 14, 2021 |
| Property Address | 78926 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0024960901 |
| Book / Page | 2496 / 901 |
| Map Reference | MMB 8 PG 121 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 202145034383 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78926 SADDLE CT, YULEE, FL 32097-3823 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 03, 2017 |
| Property Address | 78926 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0021171580 |
| Book / Page | 2117 / 1580 |
| Map Reference | MB8 PG121 |
| Instrument Date | May 01, 2017 |
| Instrument | 201713202 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 78926 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0021171581 |
|---|---|
| Date | May 03, 2017 |
| Instrument | 2117/1581 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 (+1.48%) Homeowner's exemption | $214,272 (+2.9%) | $313,113 (+3.63%) Land $50,000 Building $263,113 |
| 2024 | $2,631.00 (+1.58%) Homeowner's exemption | $208,233 (+3%) | $302,136 (+3.83%) Land $50,000 Building $252,136 |
| 2023 | $2,590.00 (+10.78%) Homeowner's exemption | $202,168 (+3%) | $291,004 (+16.2%) Land $50,000 Building $241,004 |
| 2022 | $2,338.00 Homeowner's exemption | $196,280 | $250,436 Land $50,000 Building $200,436 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 245 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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