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78913 Saddle Ct, Yulee, FL 32097 Property Records

Nassau County property record for 78913 Saddle Ct, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,854 sqft · built 2017
Lot Size0.292 acres (12,698 sqft)
Owner2 Individual Names on Record
Last Sale$278,200 (Jan 2022)
Tax Bill$4,756 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2022 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-2N-27-1290-000A-0060

Property Details

APN / Parcel Number

Primary APN09-2N-27-1290-000A-0060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area2,310 sqft
1st Floor Area1,854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,698 sqft (0.292 acres)
Garage TypeAttached
Garage Area456 sqft
PorchFinished/Open Porch
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address78913 SADDLE CT
CityYULEE
StateFL
Zip32097-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-2
Legal DescriptionBLOCK A LOT 6 IN OR 2581/1434 LUMBER CREEK PHASE ONE REPLAT PB 8/121
Legal Range27E
Legal Township02N
Legal Section09
Legal SubdivisionLUMBER CREEK
Legal PhaseONE
Legal BlockA
Legal Lot Number6
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1012
Census Tract50306

Owner

Source: Nassau County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address78913 SADDLE CT, YULEE, FL 32097-3823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Special Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 1, 2022Special Warranty Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Jan 3, 2022Trustee's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Jun 14, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2022 · Amount on Record
Deed SaleJan 3, 2022 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number2022148
Deed Book / Page2526 / 905
Prior Transfer DateSep 2, 2016
Prior Transfer Doc0020720364
Record UpdatedSep 20, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateAug 3, 2022
Property Address78913 SADDLE CT, YULEE, FL 32097-3823
Document Number0025811434
Book / Page2581 / 1434
Map ReferenceMB 8 PG 121-127
Instrument DateJul 20, 2022
Instrument202245027073
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034

Transferred To (Grantee/Buyer)

NameVerified Name
Address78913 SADDLE CT, YULEE, FL 32097-3823

Mortgage

Document Number0025811435
DateAug 3, 2022
Book Page2581/1435
Instrument202245027074
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

April 2022: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateApr 1, 2022
Property Address78913 SADDLE CT, YULEE, FL 32097-3823
Document Number0025511398
Book / Page2551 / 1398
Map ReferenceMB 8 PG 121-127
Instrument DateMar 8, 2022
Instrument202245011925
Transaction TypeForeclosure
Record UpdatedFeb 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5465 LEGACY DR # 200, 200, PLANO, TX 75024-3190

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034

January 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNASSAU FL
Recording DateJan 3, 2022
Property Address78913 SADDLE CT, YULEE, FL 32097-3823
Document Number0025260905
Book / Page2526 / 905
Map ReferenceMB 8 PG 121-127
Instrument DateDec 28, 2021
Instrument202245000148
Transaction TypeForeclosure
Record UpdatedFeb 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,947.40
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address78913 SADDLE ROCK COURT, YULEE, FL 32097

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E ROBINSON ST STE 155, 155, ORLANDO, FL 32801-4326
Mail Care OfMCCALLA RAYMER LLC

June 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionNASSAU FL
Recording DateJun 14, 2017
Property Address78913 SADDLE CT, YULEE, FL 32097-3823
Document Number0021260687
Book / Page002126 / 000687
Instrument DateJun 9, 2017
Instrument17553
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 20, 2017
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address78913 SADDLE CT YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number21260688
DateJun 14, 2017
Book Page002126/000688
Instrument17554
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,756.00 (+2.04%)$309,818 (+3.87%) Land $50,000 Building $259,818$309,818 (+3.87%) Land $50,000 Building $259,818
2024$4,661.00 (+1.68%)$298,266 (+3.85%) Land $50,000 Building $248,266$298,266 (+3.85%) Land $50,000 Building $248,266
2023$4,584.00 (+23.42%)$287,206 (+16.32%) Land $50,000 Building $237,206$287,206 (+16.32%) Land $50,000 Building $237,206
2022$3,714.00$246,918 Land $50,000 Building $196,918$246,918 Land $50,000 Building $196,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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