Nassau County property record for 78921 Saddle Ct, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,543 sqft · built 2017 |
| Lot Size | 0.308 acres (13,421 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Dec 2021) |
| Tax Bill | $3,106 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2N-27-1290-000A-0050 |
| Primary APN | 09-2N-27-1290-000A-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,543 sqft Heated Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,543 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,421 sqft (0.308 acres) |
| Garage Area | 439 sqft |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 78921 SADDLE CT |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | BLOCK A LOT 5 IN OR 2518/1847 LUMBER CREEK PHASE ONE REPLAT PB 8/121 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 09 |
| Legal Subdivision | LUMBER CREEK PHASE |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50306 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78921 SADDLE CT, YULEE, FL 32097-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 12, 2020 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| Apr 12, 2018 | Loan Modification, Mortgage · Conventional with PMI IMORTGAGE |
| Jun 5, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on Record |
| Deed Sale | Dec 3, 2021 · Amount on Record |
| Prior Sale | Jun 5, 2017 · Amount on Record |
| Deed Document Number | 202145044705 |
| Deed Book / Page | 2518 / 1847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 3, 2021 |
| Property Address | 78921 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0025181847 |
| Book / Page | 2518 / 1847 |
| Map Reference | MB 8 PG 121-127 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 202145044705 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | NOT AVAILABLE, PRO TECH TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19035 111TH AVENUE CT E, 19035, PUYALLUP, WA 98374-6496 |
| Name | Verified Name |
|---|---|
| Address | 1930 HNRDEE STREET, JACKSONVILLE, FL 32209-7159 |
| Document Number | 0025181849 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2518/1849 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 78921 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0024151008 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 78921 SADDLE CT YULEE FL 320973823, YULEE, FL 32097-3823 |
| Document Number | 0024151008 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 002415/001008 |
| Instrument | 45040035 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 78921 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0021971370 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 78921 SADDLE CT YULEE FL 320973823, YULEE, FL 32097-3823 |
| Document Number | 0021971370 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 002197/001370 |
| Instrument | 15660 |
| Name | IMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 5, 2017 |
| Property Address | 78921 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0021240898 |
| Book / Page | 2124 / 0898 |
| Map Reference | MB8 PG121-127 |
| Instrument Date | May 26, 2017 |
| Instrument | 201716522 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 78921 SADDLE CT, YULEE, FL 32097-3823 |
| Document Number | 0021240899 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 2124/0899 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,106.00 (+1.4%) Homeowner's exemption | $242,736 (+2.9%) | $277,204 (+3.78%) Land $50,000 Building $227,204 |
| 2024 | $3,063.00 (+1.49%) Homeowner's exemption | $235,895 (+3%) | $267,106 (+3.76%) Land $50,000 Building $217,106 |
| 2023 | $3,018.00 (+10.55%) Homeowner's exemption | $229,024 (+3%) | $257,421 (+15.77%) Land $50,000 Building $207,421 |
| 2022 | $2,730.00 Homeowner's exemption | $222,353 Land $50,000 Building $172,353 | $222,353 Land $50,000 Building $172,353 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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