7890 Lugabill Rd, Bluffton, OH 45817 Property Records

Allen County property record for 7890 Lugabill Rd, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,302 sqft · built 2017
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$44,400 (Aug 2001)
Tax Bill	$4,669 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1700-04-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-1700-04-001.000`
Alternative APN	`A0128170004001000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	5,528 sqft
1st Floor Area	2,302 sqft
Basement Area	2,302 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	312 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	7890 LUGABILL RD
City	BLUFFTON
State	OH
Zip	45817-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 JOINT TEN RTS 08-02-17
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2060
Census Tract	10200

Owner

7890 Lugabill Rd is owned and occupied by two individuals who acquired it in February 2015.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7890 LUGABILL RD, BLUFFTON, OH 45817-9525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage AG CREDIT AGRICULTURAL CREDIT ASSN
Oct 3, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON
Oct 10, 2018	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2001 · Amount on File
Deed Sale	Aug 22, 2001 · Amount on File
Prior Sale	May 4, 1992
Last Transfer Date	Feb 24, 2015
Transfer Doc	3260002677
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7890 LUGABILL RD, BLUFFTON, OH 45817-9525
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13337 ROAD 11M, OTTAWA, OH 45875-9524

Mortgage

Document Number	1040000077
Date	Jan 4, 2024
Book Page	2024/77
Instrument	202401040000077

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSN
Type	Bank
Address	610 W LYTLE ST, FOSTORIA, OH 44830

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 1, 2043

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7890 LUGABILL RD, BLUFFTON, OH 45817-9525
Document Number	0000010785
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7890 LUGABILL RD BLUFFTON OH 458179525, BLUFFTON, OH 45817-9525

Mortgage

Document Number	0000010785
Date	Oct 10, 2019
Instrument	10785

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 9, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7890 LUGABILL RD, BLUFFTON, OH 45817-9525
Document Number	0000011872
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7890 LUGABILL RD BLUFFTON OH 458179525, BLUFFTON, OH 45817-9525

Mortgage

Document Number	0000011872
Date	Oct 19, 2018
Instrument	11872

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7890 Lugabill Rd was $4,669 with a homeowner's exemption, down 0.7% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,669.00 (-0.66%) Homeowner's exemption	$151,940 (-) Land $17,330 Building $134,610	$434,100 (-) Land $49,500 Building $384,600
2024	$4,700.00 (+27.58%) Homeowner's exemption	$151,940 (+36%) Land $17,330 Building $134,610	$434,100 Land $49,500 Building $384,600
2023	$3,684.00 (+0.63%) Homeowner's exemption	$111,720 (+1.01%) Land $12,740 Building $98,980
2022	$3,661.00 Homeowner's exemption	$110,600 Land $12,740 Building $97,860
2021			$319,200 Land $36,400 Building $282,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7890 Lugabill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7890 Lugabill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, MetaLINK Technologies.

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