7890 Champlain Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 7890 Champlain Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,501 sqft · built 2016
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$519,000 (May 2023)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R08100-007-093-000`

Property Details

APN / Parcel Number

Primary APN	`R08100-007-093-000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,501 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,614 sqft
Finished Basement	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7890 CHAMPLAIN DR
City	WILMINGTON
State	NC
Zip	28412-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 111 WOODLAKE AT LORDS CREEK PHASE 2B-2
Legal Subdivision	WOODLAKE AT LORDS CREEK
Legal Phase	2B
Legal Block	7
Legal Lot Number	111
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2021
Census Tract	12106

Owner

7890 Champlain Dr is owned and occupied by an individual who bought it in May 2023.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7890 CHAMPLAIN DR, WILMINGTON, NC 28412-3251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
May 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage SEBONIC FIN'L
Jun 2, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	202311546
Deed Book / Page	6638 / 2744
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7890 CHAMPLAIN DR, WILMINGTON, NC 28412-3251
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00652100389
Date	Dec 13, 2021
Book Page	6521/389
Instrument	2021058897

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7890 CHAMPLAIN DR, WILMINGTON, NC 28412-3251
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00656401494
Date	May 12, 2022
Book Page	6564/1494
Instrument	2022018259

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7890 CHAMPLAIN DR, WILMINGTON, NC 28412-3251
Document Number	0063122256
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7890 CHAMPLAIN DR WILMINGTON NC 284123251, WILMINGTON, NC 28412-3251

Mortgage

Document Number	0063122256
Date	May 19, 2020
Book Page	006312/002256
Instrument	18104

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 2, 2017
Property Address	7890 CHAMPLAIN DR, WILMINGTON, NC 28412-3251
Document Number	0060632886
Book / Page	006063 / 002886
Instrument Date	May 15, 2017
Instrument	17836
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7890 CHAMPLAIN DR WILMINGTON NC 284123251, WILMINGTON, NC 28412-3251

Mortgage

Document Number	60632888
Date	Jun 2, 2017
Book Page	006063/002888
Instrument	17837

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7890 Champlain Dr was $2,500, up 9.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,100 (-) Land $107,500 Building $539,600	$647,100 (-) Land $107,500 Building $539,600
2025	$2,500.00 (+9.31%)	$647,100 Land $107,500 Building $539,600	$647,100 Land $107,500 Building $539,600
2024	$2,287.00 (+0.18%)
2023	$2,283.00 (-0.95%)	$428,100 Land $59,100 Building $369,000	$428,100 Land $59,100 Building $369,000
2022	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7890 Champlain Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7890 Champlain Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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