Essex County and Lynnfield Town property record for 746 Summer St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 1954 |
| Lot Size | 0.203 acres (8,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2005) |
| Tax Bill | $8,739 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2021 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0042 B:0000 L:0971 |
| Primary APN | LYNF M:0042 B:0000 L:0971 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 3,604 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,856 sqft (0.203 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 746 SUMMER ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | B KEWOOD LYNNFIELD SEC B |
| Legal Lot Number | 971 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0042 B:0000 L:0971
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK |
| Aug 09, 2021 | Deed of Trust, Mortgage · Line of Credit ENVISION BANK |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Feb 06, 2018 | Deed of Trust, Mortgage RANDOLPH SAVINGS BANK |
| May 07, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Jan 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Aug 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Jun 08, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Jan 10, 2017 | Quit Claim Deed, Transfer RANDOLPH SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2005 · Amount on Record |
| Deed Sale | Sep 27, 2005 · Amount on Record |
| Prior Sale | Jul 22, 2004 |
| Deed Book / Page | 24873 / 18 |
| Transfer Doc | 35602-574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041482-293 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 41482/293 |
| Instrument | 20230320001280 |
| Name | EASTHAMPTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40158-278 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 40158/278 |
| Instrument | 20210809001170 |
| Name | ENVISION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39523-379 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 39523/379 |
| Instrument | 20210212001520 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36518-173 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 36518/173 |
| Instrument | 180206003310 |
| Name | RANDOLPH SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37494-365 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 37494/365 |
| Instrument | 20190507003450 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38189-546 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 38189/546 |
| Instrument | 20200114001480 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38810-81 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 38810/81 |
| Instrument | 20200811004330 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Document Number | 35966-49 |
| Book / Page | 035966 / 000049 |
| Instrument Date | Jun 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35966-49 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 035966/000049 |
| Instrument | 1706230402 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jan 10, 2017 |
| Property Address | 746 SUMMER ST, LYNNFIELD, MA 01940-2043 |
| Document Number | 35602-574 |
| Book / Page | 35602 / 574 |
| Instrument | 377 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $50.27 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 35602-576 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 35602/576 |
| Instrument | 378 |
| Name | RANDOLPH SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 01, 2018 |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,739.00 (+10.52%) | $827,600 (+10.01%) Land $461,300 Building $366,300 | $1,083,855 |
| 2024 | $7,907.00 (+0.3%) | $752,300 (+7.84%) Land $419,300 Building $333,000 | |
| 2023 | $7,883.00 | $697,600 Land $397,800 Building $299,800 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 240 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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