Kenton County property record for 789 Millstream Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,214 sqft · built 1988 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $368,500 (Aug 2026) |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-40-00-104.00 |
| Primary APN | 057-40-00-104.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Finished Area |
| Gross Area | 2,687 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 789 MILLSTREAM DR |
|---|---|
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL VALLEY SEC 8 LOT 204 |
| Legal Subdivision | MILL VALLEY |
| Legal Phase | 8 |
| Legal Lot Number | 204 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 789 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · FHA Mortgage US BANK |
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2006 |
| Deed Document Number | 2026083119897 |
| Deed Book / Page | 490 / 237 |
| Prior Transfer Date | Jul 8, 2025 |
| Prior Transfer Doc | 0005900026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 31, 2026 |
| Property Address | 789 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000019897 |
| Book / Page | 490 / 237 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026083119897 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,218.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 789 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000019898, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 490/242 |
| Instrument | 202683119898 |
| Name | US BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 5, 2026 |
| Property Address | 789 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000009057 |
| Book / Page | 424 / 216 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20269057 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 789 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000009057, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 424/216 |
| Instrument | 20269057 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,300 (-) Land $30,000 Building $301,300 | $331,300 (-) Land $30,000 Building $301,300 | |
| 2025 | $3,283.00 (+32.33%) | $331,300 (+42.31%) Land $30,000 Building $301,300 | $331,300 (+42.31%) Land $30,000 Building $301,300 |
| 2023 | $2,481.00 | $232,800 Land $25,000 Building $207,800 | $232,800 Land $25,000 Building $207,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2015) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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