781 Millstream Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 781 Millstream Dr, Taylor Mill, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,045 sqft · built 1988
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-40-00-102.00`

Property Details

APN / Parcel Number

Primary APN	`057-40-00-102.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,045 sqft Finished Area
Gross Area	2,794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	209 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	0574000102.00
Street Address	781 MILLSTREAM DR
City	TAYLOR MILL
State	KY
Zip	41015-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL VALLEY SEC 8 LOT 202
Legal Subdivision	MILL VALLEY
Legal Phase	8
Legal Lot Number	202
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2000
Census Tract	65300

Owner

Source: Kenton County records · APN 057-40-00-102.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	781 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 1989
Deed Sale	Jan 09, 1989
Deed Document Number	0000319158
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	781 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number	0000000054
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	781 MILLSTREAM DR TAYLOR MILL KY 410154122, TAYLOR MILL, KY 41015-4122

Mortgage

Document Number	0000000054
Date	Mar 23, 2020
Book Page	000M23/000592
Instrument	54

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (+38.28%) Homeowner's exemption	$323,600 (+40.09%) Land $30,000 Building $293,600	$323,600 (+40.09%) Land $30,000 Building $293,600
2023	$1,967.00 Homeowner's exemption	$231,000 Land $25,000 Building $206,000	$231,000 Land $25,000 Building $206,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Claims	15 (1979–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Apr 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.