Kenton County property record for 769 Millstream Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,032 sqft · built 1990 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Sep 2024) |
| Tax Bill | $3,864 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-40-00-099.00 |
| Primary APN | 057-40-00-099.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Finished Area |
| Gross Area | 2,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 217 ft deep x 66 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 769 MILLSTREAM DR |
|---|---|
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL VALLEY SEC 8 LOT 199 |
| Legal Subdivision | MILL VALLEY |
| Legal Phase | 8 |
| Legal Lot Number | 199 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65300 |
Source: Kenton County records · APN 057-40-00-099.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1414 WALNUT ST, CINCINNATI, OH 45202-7664 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 15, 2022 | Warranty Deed, Transfer PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Jan 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jul 20, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Apr 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2022 · Amount on Record |
| Deed Document Number | 202473 |
| Deed Book / Page | 305 / 541 |
| Prior Transfer Date | Apr 14, 2017 |
| Prior Transfer Doc | 0000000179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 12, 2022 |
| Property Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0005900177 |
| Book / Page | 189 / 451 |
| Map Reference | MB 52 PG 538 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 22091205900177 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 769 MILLSTREAM DR, 769, TAYLOR MILL, KY 41015-4122 |
| Name | Verified Name |
|---|---|
| Address | 1469 MEADOWBRIGHT LN, CINCINNATI, OH 45230-1335 |
| Document Number | 0005900201 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 406/170 |
| Instrument | 22091205900201 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 15, 2022 |
| Property Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0005900044 |
| Book / Page | 171 / 188 |
| Map Reference | MB 52 PG 538 |
| Instrument Date | Jun 09, 2022 |
| Instrument | 22061505900044 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 769 MILLSTREAM DR, 769, TAYLOR MILL, KY 41015-4122 |
| Name | Verified Name |
|---|---|
| Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000000120 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 769 MILLSTREAM DR TAYLOR MILL KY 410154122, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000000120 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 00M158/000184 |
| Instrument | 120 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 20, 2018 |
| Property Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000000185 |
| Book / Page | 0I4136 / 000105 |
| Instrument Date | Jul 06, 2018 |
| Instrument | 185 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | PRISM TITLE AND CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 MILLSTREAM DR TAYLOR MILL KY 41015, TAYLOR MILL, KY 41015 |
| Document Number | 187 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 0I4136/000109 |
| Instrument | 187 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 21, 2017 |
| Property Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000000180 |
| Book / Page | 0I3928 / 000168 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 180 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8291 BEECHMONT AVE #C CINCINNATI OH 452557107, C, CINCINNATI, OH 45255-7107 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 21, 2017 |
| Property Address | 769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122 |
| Document Number | 0000000179 |
| Book / Page | 0I3928 / 000164 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 179 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 769 MILLSTREAM DR TAYLOR MILL KY 410154122, TAYLOR MILL, KY 41015-4122 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,864.00 (+2.55%) | $390,000 (+10.33%) Land $30,000 Building $360,000 | $390,000 (+10.33%) Land $30,000 Building $360,000 |
| 2023 | $3,768.00 | $353,500 Land $25,000 Building $328,500 | $353,500 Land $25,000 Building $328,500 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2015) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2015 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 228 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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