769 Millstream Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 769 Millstream Dr, Taylor Mill, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,032 sqft · built 1990
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Sep 2024)
Tax Bill$3,864 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jun 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN057-40-00-099.00

Property Details

APN / Parcel Number

Primary APN057-40-00-099.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,032 sqft Finished Area
Gross Area2,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area27,443 sqft (0.63 acres)
Lot Dimensions217 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address769 MILLSTREAM DR
CityTAYLOR MILL
StateKY
Zip41015-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL VALLEY SEC 8 LOT 199
Legal SubdivisionMILL VALLEY
Legal Phase8
Legal Lot Number199
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2000
Census Tract65300

Owner

Source: Kenton County records · APN 057-40-00-099.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1414 WALNUT ST, CINCINNATI, OH 45202-7664
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jun 15, 2022Warranty Deed, Transfer
PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE
Jan 12, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Jul 20, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC
Apr 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Apr 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Prior SaleSep 12, 2022 · Amount on Record
Deed Document Number202473
Deed Book / Page305 / 541
Prior Transfer DateApr 14, 2017
Prior Transfer Doc0000000179
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 12, 2022
Property Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number0005900177
Book / Page189 / 451
Map ReferenceMB 52 PG 538
Instrument DateSep 08, 2022
Instrument22091205900177
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyPROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address769 MILLSTREAM DR, 769, TAYLOR MILL, KY 41015-4122

Transferred To (Grantee/Buyer)

NameVerified Name
Address1469 MEADOWBRIGHT LN, CINCINNATI, OH 45230-1335

Mortgage

Document Number0005900201
DateSep 12, 2022
Book Page406/170
Instrument22091205900201
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 15, 2022
Property Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number0005900044
Book / Page171 / 188
Map ReferenceMB 52 PG 538
Instrument DateJun 09, 2022
Instrument22061505900044
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address769 MILLSTREAM DR, 769, TAYLOR MILL, KY 41015-4122

Transferred To (Grantee/Buyer)

NameVerified Name
Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number0000000120
Instrument DateJan 12, 2021
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address769 MILLSTREAM DR TAYLOR MILL KY 410154122, TAYLOR MILL, KY 41015-4122

Mortgage

Document Number0000000120
DateJan 25, 2021
Book Page00M158/000184
Instrument120
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 20, 2018
Property Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number0000000185
Book / Page0I4136 / 000105
Instrument DateJul 06, 2018
Instrument185
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyPRISM TITLE AND CLOSING SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$246.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address76 MILLSTREAM DR TAYLOR MILL KY 41015, TAYLOR MILL, KY 41015

Mortgage

Document Number187
DateJul 20, 2018
Book Page0I4136/000109
Instrument187
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2048

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 21, 2017
Property Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number0000000180
Book / Page0I3928 / 000168
Instrument DateApr 17, 2017
Instrument180
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8291 BEECHMONT AVE #C CINCINNATI OH 452557107, C, CINCINNATI, OH 45255-7107

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateApr 21, 2017
Property Address769 MILLSTREAM DR, TAYLOR MILL, KY 41015-4122
Document Number0000000179
Book / Page0I3928 / 000164
Instrument DateApr 14, 2017
Instrument179
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address769 MILLSTREAM DR TAYLOR MILL KY 410154122, TAYLOR MILL, KY 41015-4122

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,864.00 (+2.55%)$390,000 (+10.33%) Land $30,000 Building $360,000$390,000 (+10.33%) Land $30,000 Building $360,000
2023$3,768.00$353,500 Land $25,000 Building $328,500$353,500 Land $25,000 Building $328,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1979–2015)
Claims Outside the SFHA3 of 15
Most Recent ClaimApr 2015 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 228 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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