612 Caverns Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 612 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	1,035 sqft Living Area
Lot Size	121,968 sqft (2.8 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (2000)
Tax Bill	$3,181.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432689 46.-3-23`
Alternative APNs	`268904600000030230000000` `435J100289`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,035 sqft Living Area
1st Floor	684 sqft 1st Floor
Upper Floors	351 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	121,968 sqft (2.8 acres)
Lot Width	340 ft Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,116 sqft Garage

Exterior Amenities

Shed	1 Shed
Porch	1 Porch
Porch Area	144 sqft Porch
Canopy Area	252 sqft Canopy

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	435J100289
Street Address	612 CAVERNS RD
City	HOWES CAVE
State	NY
Zip	12092-1702
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE GARAGE&SHED ... LIFE EST FOR HELEN WICK
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	2
Census Block	2014
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 46.-3-23

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	612 CAVERNS RD, HOWES CAVE, NY 12092-1702
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2000 · Amount on Record
Deed Sale	Dec 07, 2000 · Amount on Record
Deed Book / Page	686 / 57
Last Transfer Date	Feb 17, 2012
Transfer Doc	0000000931/000000019
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 (+25.58%)	$70,000 (-) Land $15,500 Building $54,500	$142,857 (+16.33%) Land $31,633 Building $111,224
2023		$70,000 Land $15,500 Building $54,500	$122,807 Land $27,193 Building $95,614
2020	$2,533.00

Flood & Wildfire

612 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.