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788 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 788 Laurel Ln, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,736 sqft · built 1992
Lot Size0.337 acres (14,722 sqft)
OwnerTrust Name on File
Deeds & MortgagesDec 2025 Line of Credit
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN19-23-106-014

Property Details

APN / Parcel Number

Primary APN19-23-106-014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,736 sqft
Gross Area4,284 sqft
1st Floor Area1,548 sqft
2nd Floor Area1,188 sqft

Exterior

Year BuiltBuilt 1992
Architectural StyleColonial
Exterior MaterialFrame Siding
Lot Area14,722 sqft (0.337 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address788 LAUREL LN
CityCARY
StateIL
Zip60013-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 92R064415 LT 94 FOX TRAILS PHASE 2
Legal Range08E
Legal Township43N
Legal Section23
Legal SubdivisionFOX TRLS PH 02
Legal Phase2
Legal Block106
Legal Lot Number94
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3038
Census Tract871312

Owner

788 Laurel Ln is owner-occupied and held in a trust since March 2024.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address788 LAUREL LN, CARY, IL 60013-3206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 8, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 8, 2024
Transfer Doc0000005558
Record UpdatedJun 7, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address788 LAUREL LN, CARY, IL 60013-3206
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address788 LAUREL LN, CARY, IL 60013-3206

Mortgage

Document Number0000033879
DateDec 2, 2025
Instrument2025R0033879
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 1, 2065
Interest
Rate TypeAdjustable Rate
Rate7.25%
Change FrequencyMonthly

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 8, 2024
Property Address788 LAUREL LN, CARY, IL 60013-3206
Document Number0000005558
Map ReferenceDOC 89R031983
Instrument DateMar 6, 2024
Instrument2024R0005558
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address788 LAUREL LN, CARY, IL 60013-3206

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$101,341 Land $10,322 Building $91,019$304,023 Land $30,966 Building $273,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 788 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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