787 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 787 Laurel Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,791 sqft · built 1997
Lot Size	0.216 acres (9,450 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Nov 2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-23-105-036`

Property Details

APN / Parcel Number

Primary APN	`19-23-105-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,791 sqft
Gross Area	4,202 sqft
1st Floor Area	1,411 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 1997
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	135 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	787 LAUREL LN
City	CARY
State	IL
Zip	60013-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0045037 LT 92 FOX TRAILS PHASE 2 MEMO: CROOKS, GARY S/JANET R REV LIV TR
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	FOX TRLS PH 2
Legal Phase	2
Legal Block	105
Legal Lot Number	92
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3035
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	787 LAUREL LN, CARY, IL 60013-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Oct 27, 2020
Deed Document Number	2023R0028352
Record Updated	Jun 7, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 7, 2023
Property Address	787 LAUREL LN, CARY, IL 60013-3208
Document Number	0000028352
Map Reference	DOC 89R031983
Instrument Date	Nov 3, 2023
Instrument	2023R0028352
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	787 LAUREL LN, CARY, IL 60013-3208

Mortgage

Document Number	0000028353
Date	Nov 7, 2023
Instrument	2023R0028353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.12%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 27, 2020
Property Address	787 LAUREL LN, CARY, IL 60013-3208
Document Number	0000045037
Instrument Date	Sep 14, 2020
Instrument	45037
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	787 LAUREL LN CARY IL 600133208, CARY, IL 60013-3208

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$115,306 Land $8,722 Building $106,584	$345,918 Land $26,166 Building $319,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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