776 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 776 Laurel Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1992
Lot Size	0.216 acres (9,450 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2021)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-23-106-011`

Property Details

APN / Parcel Number

Primary APN	`19-23-106-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,613 sqft
Gross Area	2,546 sqft
1st Floor Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Ribbed Aluminum
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	776 LAUREL LN
City	CARY
State	IL
Zip	60013-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0026578 LT 97 FOX TRAILS PHASE 2
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	FOX TRLS PH 02
Legal Phase	2
Legal Block	106
Legal Lot Number	97
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3038
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	776 LAUREL LN, CARY, IL 60013-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Apr 6, 2017 · Amount on Record
Deed Document Number	TRUSTEE DEED
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 14, 2021
Property Address	776 LAUREL LN, CARY, IL 60013-3206
Document Number	0000026578
Map Reference	DOC 89R 31983
Instrument Date	Apr 14, 2021
Instrument	2021R0026578
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, PRECISION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 LAUREL LN, CARY, IL 60013-3206

Mortgage

Document Number	0000026579
Date	May 14, 2021
Instrument	2021R0026579

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2017
Property Address	776 LAUREL LN, CARY, IL 60013-3206
Document Number	0000012027
Map Reference	DOC89R31983
Instrument Date	Mar 7, 2017
Instrument	2017R0012027
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 LAUREL LN, 776, CARY, IL 60013-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 LAUREL LN, CARY, IL 60013-3206

Mortgage

Document Number	0000012028
Date	Apr 6, 2017
Instrument	2017R0012028

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$76,516 Land $8,721 Building $67,795	$229,548 Land $26,163 Building $203,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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