650 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 650 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,311 sqft · built 1986
Lot Size	0.33 acres (14,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Oct 2017)
Tax Bill	$9,119 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1044-012-08-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-012-08-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,311 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	2,219 sqft
2nd Floor Area	1,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	14,388 sqft (0.33 acres)
Lot Dimensions	132 ft deep x 109 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	267 sqft
Patio Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	650 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12713 LOT 5
Legal Subdivision	TRACT 12713
Legal Tract	12713
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4007
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 W 20TH ST, UPLAND, CA 91784-1646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STERLING HOME MORTGAGE
Mar 20, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 25, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 2, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Sep 30, 2009 · Amount on Record
Deed Document Number	2017406601
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000039635
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 27, 2021
Property Address	650 W 20TH ST, UPLAND, CA 91784-1646
Document Number	0000039635
Map Reference	MB 183 PG 1&2
Instrument Date	Jan 21, 2021
Instrument	2021-0039635
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	650 W 20TH ST, UPLAND, CA 91784-1646

Mortgage

Document Number	0000039636
Date	Jan 27, 2021
Instrument	2021-0039636

Lender

Name	STERLING HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	650 W 20TH ST, UPLAND, CA 91784-1646
Document Number	0000107198
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 W 20TH ST UPLAND CA 917841646, UPLAND, CA 91784-1646

Mortgage

Document Number	0000107198
Date	Mar 26, 2020
Instrument	107198

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 25, 2017
Property Address	650 W 20TH ST, UPLAND, CA 91784-1646
Document Number	0000441307
Instrument Date	Oct 13, 2017
Instrument	441307
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 W 20TH ST UPLAND CA 917841646, UPLAND, CA 91784-1646

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 2, 2017
Property Address	650 W 20TH ST, UPLAND, CA 91784-1646
Document Number	0000406602
Instrument Date	Sep 28, 2017
Instrument	406602
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	650 W 20TH ST UPLAND CA 917841646, UPLAND, CA 91784-1646

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 2, 2017
Property Address	650 W 20TH ST, UPLAND, CA 91784-1646
Document Number	0000406601
Map Reference	MB183 PG1&2
Instrument Date	Aug 24, 2017
Instrument	2017-0406601
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 W 20TH ST, UPLAND, CA 91784-1646

Mortgage

Document Number	0000406603
Date	Oct 2, 2017
Instrument	2017-0406603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,228 (+2%) Land $296,530 Building $550,698
2025	$9,119.00 (+4.83%)	$830,616 (+4.04%) Land $290,716 Building $539,900
2023	$8,699.00 (+2.18%)	$798,362 Land $279,427 Building $518,935
2022	$8,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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