Allen County property record for 786 Oak St, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,582 sqft · built 1901 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,500 (Apr 2012) |
| Tax Bill | $541 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0105-06-039.000 |
| Primary APN | 46-0105-06-039.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 938 sqft |
| Upper Floors Area | 644 sqft |
| Basement Area | 938 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 786 OAK ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIMA TERRACE ADDITION LOTS 7672 & S PT 7671 JOINT TEN FF 60.00 |
| Legal Subdivision | LIMA TERRACE ADDITION |
| Legal Lot Number | 7671 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 13400 |
Source: Allen County records · APN 46-0105-06-039.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 OAK ST, LIMA, OH 45804-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2012 · Amount on Record |
| Deed Sale | Apr 23, 2012 · Amount on Record |
| Prior Sale | Apr 23, 2012 · Amount on Record |
| Deed Document Number | 20125390 |
| Deed Book / Page | 2012 / 5390 |
| Record Updated | Sep 20, 2026 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541.00 (+0.37%) | $13,860 (-) Land $1,330 Building $12,530 | $39,600 (-) Land $3,800 Building $35,800 |
| 2024 | $539.00 (-2%) Homeowner's exemption | $13,860 (+11.86%) Land $1,330 Building $12,530 | $39,600 (+11.86%) Land $3,800 Building $35,800 |
| 2023 | $550.00 (-0.18%) Homeowner's exemption | $12,390 (-) Land $1,190 Building $11,200 | |
| 2022 | $551.00 Homeowner's exemption | $12,390 Land $1,190 Building $11,200 | |
| 2021 | $35,400 Land $3,400 Building $32,000 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hanson Communications, Verizon.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIMA CITY serves 65,619 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures