Allen County property record for 780 Oak St, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,392 sqft · built 1916 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,900 (May 2000) |
| Tax Bill | $754 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0105-06-040.000 |
| Primary APN | 46-0105-06-040.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 432 sqft |
| Basement Area | 720 sqft |
| Family Room | Family Room |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 48 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 780 OAK ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIMA TERRACE ADDITION LOTS 7670 & N PT 7671 FF 60.00 |
| Legal Subdivision | LIMA TERRACE ADDITION |
| Legal Lot Number | 7670 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 13400 |
Source: Allen County records · APN 46-0105-06-040.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 780 OAK ST, LIMA, OH 45804-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage SUPERIOR CU |
| Oct 05, 2021 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Aug 13, 2021 | Certificate of Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2000 · Amount on Record |
| Deed Sale | May 08, 2000 · Amount on Record |
| Prior Sale | Nov 08, 1996 · Amount on Record |
| Last Transfer Date | Aug 06, 2021 |
| Transfer Doc | 8130011336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 780 OAK ST, LIMA, OH 45804-1039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 3230002317 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 2023/2317 |
| Instrument | 202303230002317 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Mar 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 780 OAK ST, LIMA, OH 45804-1039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10050014096 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 2021/14096 |
| Instrument | 202110050014096 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 13, 2021 |
| Property Address | 780 OAK ST, LIMA, OH 45804-1039 |
| Document Number | 8130011336 |
| Book / Page | 2021 / 11336 |
| Map Reference | MB 4 PG 139 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 202108130011336 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 780 OAK ST, LIMA, OH 45804-1039 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $754.00 (+44.44%) | $10,820 (-) Land $1,440 Building $9,380 | $30,900 (-) Land $4,100 Building $26,800 |
| 2024 | $522.00 (-14%) | $10,820 (+11.89%) Land $1,440 Building $9,380 | $30,900 (+11.96%) Land $4,100 Building $26,800 |
| 2023 | $607.00 (-25.25%) | $9,670 (-) Land $1,300 Building $8,370 | |
| 2022 | $812.00 | $9,670 Land $1,300 Building $8,370 | |
| 2021 | $27,600 Land $3,700 Building $23,900 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hanson Communications, Verizon.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIMA CITY serves 65,619 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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