786 Lore Lake Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 786 Lore Lake Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,190 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$342,100 (Apr 2019)
Tax Bill	$3,740 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0738485`

Property Details

APN / Parcel Number

Primary APN	`R0738485`
Alternative APNs	`07-4184-29-3-01-05-0000` `0000000550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	230 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Above Road/Slope
Garage Type	Mixed
Garage Area	3,174 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	868 sqft
Deck Area	288 sqft
Lean-To	128 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000000550
Street Address	786 LORE LAKE RD
City	KALISPELL
State	MT
Zip	59901-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29, T30 N, R22 W, ACRES 5.01, COS 12915, TR 6A IN N2NW4SE4SW4, ASSR #0000000550
Legal Range	22W
Legal Township	30N
Legal Section	29
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	3
Census Block	3059
Census Tract	1701

Owner

786 Lore Lake Rd is owned by two individuals who bought it in April 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 HUTTON RANCH RD, 103, KALISPELL, MT 59901-2142
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · SBA Mortgage THREE RIVERS BANK OF MONTANA
Apr 2, 2019	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20196007
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	786 LORE LAKE RD, KALISPELL, MT 59901-7009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900032536
Date	Dec 13, 2019
Instrument	201900032536

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2029

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 2, 2019
Property Address	786 LORE LAKE RD, KALISPELL, MT 59901-7009
Document Number	201900006007
Instrument Date	Apr 1, 2019
Instrument	201900006007
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 LORE LAKE RD, KALISPELL, MT 59901-7009

Mortgage

Document Number	201900006008
Date	Apr 2, 2019
Instrument	201900006008

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 786 Lore Lake Rd was $3,740.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Olney-Bissell Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,740.00	$969,100
2025			$969,100 Land $268,600 Building $700,500
2023	$4,343.00	$615,800	$615,800 Land $179,200 Building $436,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 786 Lore Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 786 Lore Lake Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lore Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures